TSAHC Home Sweet Texas

TSAHC Home Sweet Texas是面向Texas购房者的补助金。 The TSAHC Home Sweet Texas Home Loan program provides down payment and closing cost assistance to low-to-moderate income Texas homebuyers statewide. Borrowers receive up to 5% of the loan amount as either a non-repayable grant or a 0% interest 3-year forgivable second lien. Available with FHA, VA, USDA, and conventional 30-year fixed-rate loans through a network of participating lenders. Up to 5% of the loan amount for down payment and/or closing costs. Choice of non-repayable grant or 0% interest 3-year forgivable second lien. Paired with 30-year fixed-rate first mortgage. Available statewide in Texas. Minimum 620 credit score required. No first-time homebuyer requirement. Available with FHA, VA, USDA, and Conventional loans. 资金来自State。

TSAHC Home Sweet Texas属于补助金，因此无需偿还。 触发还款的情形：Sale、Refinance、No Longer Primary和Transfer of Title。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

TSAHC Home Sweet Texas面向将房屋作为主要住所自住的购房者。 该项目列出的最低信用分数为620。 须参加购房者教育课程，由Homebuyer education may be required depending on loan type. TSAHC-approved online course available through eHome America at ehomeamerica.org. HUD-approved housing counseling agencies also accepted. Visit readytobuyatexashome.com for more information.提供。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must complete HUD-approved homebuyer education course before closing; property must be primary residence within 60 days of closing; no more than 15% of property used for business purposes.

TSAHC Home Sweet Texas将家庭收入限制在地区收入中位数的125%，该数值因县和家庭人数而异。 Income limits vary by county and household size; up to 125% of Area Median Family Income. Expanded limits available in targeted areas. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

TSAHC Home Sweet Texas的房价上限如下：Purchase price limits vary by county; consult TSAHC website for current limits by location. 符合条件的房屋类型包括Single Family、Condo、Townhouse、2-4 Unit、Manufactured Home和New Construction。 新建房屋符合条件。 预制房屋符合条件。

TSAHC Home Sweet Texas服务于在Texas任何地方购房的购房者。 该项目针对特定区域：Federally designated targeted areas (certain census tracts) offer expanded income and purchase price limits. Consult TSAHC website for targeted area lookup tool.

TSAHC Home Sweet Texas的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。