Chenoa Fund FHA Down Payment Assistance Repayable

Chenoa Fund FHA Down Payment Assistance Repayable是面向Statewide，Utah购房者的需偿还的第二贷款。 Chenoa Fund DPA Edge Rate Advantage (Repayable) is a 10-year amortizing second mortgage of up to 5% of the FHA first-mortgage amount, paired with a reduced first-mortgage interest rate. Originated by CBC Mortgage Agency in South Jordan, UT (Cedar Band of Paiutes-owned); offered nationwide to general public. Up to 5% of FHA loan amount as a 10-year amortizing second mortgage at the first-mortgage interest rate plus 2.00%. Covers FHA 3.5% MRI plus closing costs. Pairs with a REDUCED first-mortgage rate vs. the forgivable variant (the borrower trades long-term repayment for a lower payment). Statewide availability nationwide. minimum 600 FICO. No first-time-homebuyer requirement. 资金来自Tribal和Other。

Chenoa Fund FHA Down Payment Assistance Repayable是需偿还的第二贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：Monthly amortizing payments over 10-year term和balance due at sale, refinance, or non-occupancy。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Chenoa Fund FHA Down Payment Assistance Repayable面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum 600 FICO。 须参加购房者教育课程，由CBC Mortgage Agency-approved homebuyer education (Framework, MGIC, Genworth/Enact) required before closing.提供。 居住要求：Property must be primary residence (any U.S. state where CBCMA originates; UT eligible)。 公民身份或移民身份：U.S. citizen or qualifying permanent/non-permanent resident alien per FHA。 Property must be primary residence. Standard FHA underwriting. Minimum 600 FICO. Must complete CBCMA-approved homebuyer education. Borrower repays second mortgage over 10-year amortized term alongside first mortgage; balance due at sale, refinance, or non-occupancy.

Chenoa Fund FHA Down Payment Assistance Repayable的收入限制如下：No income limit at 620+ FICO; income-tiered at 600-619 FICO per CBCMA product matrix (typically <=140% AMI). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Chenoa Fund FHA Down Payment Assistance Repayable将房价上限设为$766,550。 符合条件的房屋类型包括Single-family detached, FHA-approved condo, townhouse, PUD, 2-4 unit (per FHA), manufactured (per FHA)。 新建房屋符合条件。 预制房屋符合条件。

Chenoa Fund FHA Down Payment Assistance Repayable服务于在Statewide，Utah购房的购房者。

Chenoa Fund FHA Down Payment Assistance Repayable的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Loan officer reserves DPA via CBCMA correspondent lender portal at time of locking.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。