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全州项目补助金

First-time Homebuyer Law Enforcement Officer Grant

First-time Homebuyer Law Enforcement Officer Grant是面向Statewide,Utah购房者的补助金。

最近核实于

该项目要求

  • 首次购房者——有例外:FTHB exception in federally designated target areas (FirstHome only)
  • 房屋作为主要住所自住
  • 关于信用:Minimum 620/660/680 FICO depending on underlying first-mortgage product (FHA/VA = 620; FirstHome = 660; HFA Advantage = 680)
  • 完成购房者教育课程,由UHC-approved homebuyer education providers (Framework, eHomeAmerica, NeighborWorks Salt Lake, AAA Fair Credit Foundation, USU Extension PowerPay)提供
  • 居住要求:Property must be in Utah and used as primary residence
  • 公民身份或移民身份:U.S. citizen or qualifying permanent/non-permanent resident alien
  • Borrower must be an active certified law enforcement officer in Utah (POST-certified or equivalent), and a first-time homebuyer (no primary-residence ownership interest in last 3 years). Must qualify for an underlying UHC first-mortgage product (FHA/VA, FirstHome, or HFA Advantage). Income/purchase price limits inherited from underlying product. Must complete UHC-approved homebuyer education prior to closing.
  • 位于Utah的房屋

不适用于

  • 超过$772,400房价上限的购房
  • 收入超过$166,100的家庭

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

$166,100 家庭收入限制,按项目公布

该限额由项目自行说明。其官方网站说明了家庭人数如何影响限额。

适用地区

Utah的房屋

  • 66.5% 独栋
  • 8% 联排
  • 6.5% 2–4个单元
  • 16.1% 5+个单元
  • 3% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$489,400

Utah房屋价值中位数

35.5%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 参加购房者教育课程

    项目要求,由UHC-approved homebuyer education providers (Framework, eHomeAmerica, NeighborWorks Salt Lake, AAA Fair Credit Foundation, USU Extension PowerPay)提供。

  2. 联系管理该项目的机构预留资金

    资金通过Loan officer reserves grant via UHC Lender Online; one-time funding pool subject to availability.预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

First-time Homebuyer Law Enforcement Officer Grant是什么?

First-time Homebuyer Law Enforcement Officer Grant是面向Statewide,Utah购房者的补助金。 The UHC First-time Homebuyer Law Enforcement Officer Grant provides a $2,500 one-time grant to active Utah law enforcement officers purchasing their first home through any UHC first-mortgage + DPA program. Available statewide. Restricted to certified law enforcement officers; standard UHC FTHB and income/purchase price rules apply per underlying product. $2,500 one-time grant (no repayment) to active Utah law enforcement officers who are first-time homebuyers, layered on top of any UHC first-mortgage + DPA program (FHA/VA, FirstHome, or HFA Advantage). Covers down payment and closing costs. Statewide Utah availability. Income/purchase price limits and FICO floors mirror underlying first-mortgage product. 资金来自State和HFA。

提供多少援助?

First-time Homebuyer Law Enforcement Officer Grant提供最高$25,000的援助。 该项目要求购房者自付$0 minimum borrower contribution if combined with UHC DPA second. 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由管理该项目的机构决定。

需要偿还吗?

First-time Homebuyer Law Enforcement Officer Grant属于补助金,因此无需偿还。 触发还款的情形:None - grant is non-repayable。 该援助以Grant - no lien顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

First-time Homebuyer Law Enforcement Officer Grant面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:FTHB exception in federally designated target areas (FirstHome only)。 关于信用,该项目说明:Minimum 620/660/680 FICO depending on underlying first-mortgage product (FHA/VA = 620; FirstHome = 660; HFA Advantage = 680)。 须参加购房者教育课程,由UHC-approved homebuyer education providers (Framework, eHomeAmerica, NeighborWorks Salt Lake, AAA Fair Credit Foundation, USU Extension PowerPay)提供。 居住要求:Property must be in Utah and used as primary residence。 公民身份或移民身份:U.S. citizen or qualifying permanent/non-permanent resident alien。 Borrower must be an active certified law enforcement officer in Utah (POST-certified or equivalent), and a first-time homebuyer (no primary-residence ownership interest in last 3 years). Must qualify for an underlying UHC first-mortgage product (FHA/VA, FirstHome, or HFA Advantage). Income/purchase price limits inherited from underlying product. Must complete UHC-approved homebuyer education prior to closing.

收入限制是多少?

First-time Homebuyer Law Enforcement Officer Grant将家庭收入限制在$166,100。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

First-time Homebuyer Law Enforcement Officer Grant将房价上限设为$772,400。 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD, manufactured (per first-mortgage product)。 新建房屋符合条件。 预制房屋符合条件。

是否有针对特定群体的资格?

First-time Homebuyer Law Enforcement Officer Grant在其服务群体中提到了执法人员。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

First-time Homebuyer Law Enforcement Officer Grant服务于在Statewide,Utah购房的购房者。 该项目针对特定区域:Federal target-area rules apply if underlying product is FirstHome.

如何申请?

First-time Homebuyer Law Enforcement Officer Grant的申请通过管理该项目的机构办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Loan officer reserves grant via UHC Lender Online; one-time funding pool subject to availability.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由管理该项目的机构设定,并可能变化;申请前请在官方网站上确认。