Layton City's Home Down Payment Assistance

Layton City's Home Down Payment Assistance是面向Layton，Utah购房者的补助金。 Layton City's Home Down Payment Assistance program is a city-funded grant for income-eligible first-time homebuyers purchasing within Layton City. Administered by Layton City Economic Development. Layton City Economic Development administers a down payment assistance grant for income-eligible first-time homebuyers purchasing a primary residence within Layton City limits. Funds typically applied at closing toward down payment and closing costs. 资金来自Local、HOME和CDBG。

Layton City's Home Down Payment Assistance属于补助金，因此无需偿还。 触发还款的情形：None - grant is non-repayable (subject to occupancy compliance)。 该援助以Grant - no lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Layton City's Home Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Per first-mortgage lender。 须参加购房者教育课程，由HUD-approved homebuyer education required (CDCU, NNHC, USU Extension PowerPay).提供。 居住要求：Property must be in Layton City and used as primary residence。 公民身份或移民身份：Per HOME/CDBG eligible-status rules。 First-time homebuyer (no primary-residence ownership in last 3 years). Property must be in Layton City. Income limit per program rules (<=80% AMI for Davis County HUD limits typical). Must complete HUD-approved homebuyer education. Subject to annual Layton City funding allocation.

Layton City's Home Down Payment Assistance的收入限制如下：Typically <=80% AMI for Davis County HUD limits (subject to annual program update). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Layton City's Home Down Payment Assistance的房价上限如下：Per HOME-program purchase price limit if HOME-funded. 符合条件的房屋类型包括Single-family detached, townhouse, condominium, PUD。 新建房屋符合条件。 预制房屋不符合条件。

Layton City's Home Down Payment Assistance在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶、美洲印第安人和阿拉斯加原住民购房者、教育工作者、执法人员、消防员、医护人员和残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Layton City's Home Down Payment Assistance服务于在Layton，Utah购房的购房者。

Layton City's Home Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Borrower applies through Layton City Economic Development; reservation upon approval.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。