Davis County Homeownership Assistance Program

Davis County Homeownership Assistance Program是面向Statewide，Utah购房者的延期第二贷款，由Davis County Community & Economic Development管理。 Davis County provides a homeownership assistance loan of up to $50,000 to income-qualified buyers purchasing in Davis County. Funds may be used for principal reduction, a permanent interest-rate buy-down (up to $10,000), and/or up to 50% of the required down payment and closing costs. The loan is sized to bring the buyer's front-end housing DTI to 35%. No monthly payments; repaid with 1% interest at sale or ineligible refinance. Not a first-time-buyer program; may stack with state DPA for up to $70,000. Up to $50,000 (principal reduction + up to $10,000 rate buy-down + up to 50% of down payment/closing costs). 1% interest. No monthly payments. Due at sale or ineligible refinance. Stacks with state DPA up to $70,000.

Davis County Homeownership Assistance Program提供最高$50,000的援助。 援助档次：Interest-rate buy-down capped at $10,000; down-payment portion capped at 50% of required down payment and closing costs. 购房者自付部分：County does not pull credit; requires fully executed REPC + lender pre-approval letter at application. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Davis County Community & Economic Development决定。

Davis County Homeownership Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Loan plus 1% accrued interest due at sale or ineligible refinance (rate/term refi not reducing payment, or non-repair cash-out refi). 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Davis County Homeownership Assistance Program面向将房屋作为主要住所自住的购房者。 Loan term: No fixed term; deferred until sale or ineligible refinance.. Income at/below published thresholds; fully executed REPC + lender pre-approval at application; first-come, first-qualified. 2025 funds were exhausted at review; applications scheduled to re-open July 1, 2026 - confirm funding availability before relying on this.

Davis County Homeownership Assistance Program将家庭收入限制在$96,400。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Davis County Homeownership Assistance Program可用于Single Family。

Davis County Homeownership Assistance Program服务于在Statewide，Utah购房的购房者。

Davis County Homeownership Assistance Program的申请通过Davis County Community & Economic Development办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。