South Jordan RDA Down Payment Assistance Program

South Jordan RDA Down Payment Assistance Program是面向South Jordan，Utah购房者的可免除贷款，由South Jordan City Redevelopment Agency (RDA)管理。 South Jordan City's RDA offers down payment assistance to low- and moderate-income households purchasing within city limits. Assistance is the lesser of 7.5% of purchase price or $20,000, provided as a loan that converts to a grant if all terms are met over a 10-year term. Prorated repayment applies if the home is sold during the term; full repayment if rented. Up to lesser of 7.5% of purchase price or $20,000. 0% interest. No monthly payments. Converts to grant after 10 years.

South Jordan RDA Down Payment Assistance Program提供最高$20,000的援助。 援助档次：Assistance = lesser of 7.5% of purchase price or $20,000. 购房者自付部分：Homebuyer must pay at least $1,000 down payment; max $20,000 of own funds may be contributed. 金额是该项目公布的上限，并非报价——具体每人的援助金额由South Jordan City Redevelopment Agency (RDA)决定。

South Jordan RDA Down Payment Assistance Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale during 10-yr term: prorated repayment. Lease/rent/sublet during term: full repayment. Sale/rental within first two years: additional $5,000 penalty. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

South Jordan RDA Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 该项目列出的最低信用分数为650。 须参加购房者教育课程，由Home Ownership Class certificate (or receipt that course has begun) required with application.提供。 Loan term: 10-year term; loan converts to grant if terms met.. Present ownership interest disqualifies; income <=80% SL County AMI; min mid-credit 650; housing ratio <=33% (650-699) or <=35% (700+); total DTI <=43% (650-699) or <=45% (700+); min $1,000 own down payment; home ownership class. Income table labeled 'Effective Thru 6/30/2023' - confirm current limits and active funding.

South Jordan RDA Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Combined family income (applicant + members over 18) no more than 80% Salt Lake County median. Limits effective thru 6/30/2023 by size: 1 $57,350; 2 $65,550; 3 $73,750; 4 $81,900; 5 $88,500; 6 $95,050; 7 $101,600; 8 $108,150. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

South Jordan RDA Down Payment Assistance Program可用于Single Family。

South Jordan RDA Down Payment Assistance Program服务于在South Jordan，Utah购房的购房者。

South Jordan RDA Down Payment Assistance Program的申请通过South Jordan City Redevelopment Agency (RDA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。