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本页面由机器翻译。英文版本为原文。

市级项目

City of Danville Homeownership Assistance Program

City of Danville Homeownership Assistance Program是面向Danville,Virginia购房者的首付援助,由City of Danville (Community Development), with counseling via DRHA Center for Housing Education管理。

最近核实于来源:City of Danville (Community Development), with counseling via DRHA Center for Housing Education

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 完成购房者教育课程,由First-Time Homebuyer counseling at DRHA Center for Housing Education, 502 Franklin Street, Danville.提供
  • 居住要求:Assists low/moderate-income residents to buy a home anywhere within the City of Danville.
  • 位于Danville市界内的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭
  • Danville以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Danville City County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$75,500
地区收入中位数,4人家庭(HUD,2026)

适用地区

Danville的房屋

  • 65.5% 独栋
  • 1.5% 联排
  • 8.8% 2–4个单元
  • 21.1% 5+个单元
  • 3.2% 活动房屋及其他

$119,100

Danville房屋价值中位数

80.5%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Danville购房

如何申请

  1. 参加购房者教育课程

    项目要求,由First-Time Homebuyer counseling at DRHA Center for Housing Education, 502 Franklin Street, Danville.提供。

  2. 联系City of Danville (Community Development), with counseling via DRHA Center for Housing Education预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

City of Danville Homeownership Assistance Program是什么?

City of Danville Homeownership Assistance Program是面向Danville,Virginia购房者的首付援助,由City of Danville (Community Development), with counseling via DRHA Center for Housing Education管理。 The City of Danville's Homeownership Assistance Program helps low- and moderate-income residents buy a home anywhere in the City by covering up to 50% of the lender-required down payment. The home must meet HOME Quality Standards per a City inspection, and all applicants must complete a First-Time Homebuyer counseling program at the DRHA Center for Housing Education. A separate municipal program from the Virginia DHCD/VHCDC statewide DPA that also serves Danville. Covers up to 50% of the lender-required down payment. Buy anywhere within the City of Danville. City-funded program with local counseling support. 资金来自Federal funds (HOME/CDBG) administered by the City of Danville。

需要偿还吗?

City of Danville Homeownership Assistance Program是首付援助,按City of Danville (Community Development), with counseling via DRHA Center for Housing Education设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

City of Danville Homeownership Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由First-Time Homebuyer counseling at DRHA Center for Housing Education, 502 Franklin Street, Danville.提供。 居住要求:Assists low/moderate-income residents to buy a home anywhere within the City of Danville.

收入限制是多少?

City of Danville Homeownership Assistance Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Low- and moderate-income City residents (HOME <=80% AMI typical); specific dollar limits not published on the city page. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

适用于哪些地区?

City of Danville Homeownership Assistance Program服务于在Danville,Virginia购房的购房者。

如何申请?

City of Danville Homeownership Assistance Program的申请通过City of Danville (Community Development), with counseling via DRHA Center for Housing Education办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由City of Danville (Community Development), with counseling via DRHA Center for Housing Education设定,并可能变化;申请前请在官方网站上确认。