Danville Redevelopment & Housing Authority - Housing Choice Voucher Homeownership Program

Danville Redevelopment & Housing Authority - Housing Choice Voucher Homeownership Program是面向Danville，Virginia购房者的首付援助，由Danville Redevelopment & Housing Authority (DRHA)管理。 DRHA's Housing Choice Voucher Homeownership Program lets eligible Section 8 voucher families use their voucher to pay monthly homeownership expenses (mortgage, taxes, insurance, utilities, maintenance) instead of rent. Open to first-time homeowners who meet minimum income and full-time employment requirements and complete DRHA pre/post-purchase counseling. Assistance term is generally up to 15 years (10 years for shorter mortgages); not a down-payment grant. Voucher applied to monthly mortgage/homeownership expenses. Up to 15-year assistance term. No time limit for elderly/disabled households. Portable to other PHAs administering the option. 资金来自HUD Housing Choice Voucher (Section 8) program - 24 CFR Part 982。

Danville Redevelopment & Housing Authority - Housing Choice Voucher Homeownership Program是首付援助，按Danville Redevelopment & Housing Authority (DRHA)设定的条款偿还。 触发还款的情形：If family sells or refinances within 10 years of commencement of assistance, some homeownership assistance is subject to recapture. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Danville Redevelopment & Housing Authority - Housing Choice Voucher Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：No ownership interest in a residence for at least 3 years. 须参加购房者教育课程，由DRHA pre- and post-assistance homeownership counseling.提供。 居住要求：Must hold a Danville HCV voucher; may purchase outside jurisdiction only if a PHA there administers a homeownership program. 公民身份或移民身份：Standard HCV citizenship/eligible-immigration rules。

Danville Redevelopment & Housing Authority - Housing Choice Voucher Homeownership Program的收入限制如下：Minimum income required: qualified annual income of adult owner(s) at least federal minimum wage x 2,000 hrs. Must be a current HCV voucher holder. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Danville Redevelopment & Housing Authority - Housing Choice Voucher Homeownership Program在其服务群体中提到了残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Danville Redevelopment & Housing Authority - Housing Choice Voucher Homeownership Program服务于在Danville，Virginia购房的购房者。

Danville Redevelopment & Housing Authority - Housing Choice Voucher Homeownership Program的申请通过Danville Redevelopment & Housing Authority (DRHA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。