本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——有例外:First-time homebuyer (no ownership of residential real estate in prior 3 years).
- 房屋作为主要住所自住
- 关于信用:620 minimum FICO
- 完成购房者教育课程,由HUD-approved housing counseling agencies serving Loudoun County; 8-hour homebuyer-education certificate required.提供
- 居住要求:Property must be located within Loudoun County, VA, and be the buyer's primary residence.
- 公民身份或移民身份:U.S. citizen or eligible non-citizen permitted by HUD HOME rules
- Property must be located in Loudoun County and be the buyer's primary residence. Buyer must be a first-time homebuyer (no ownership in prior 3 years). Household income between $80,350 (1-person minimum) and $216,350 (8-person maximum) tracking 100% AMI for the Washington-Arlington-Alexandria HMFA - serves higher-income buyers above the standard DPCC tier. Minimum 620 FICO. 8-hour HUD-approved homebuyer education required.
- 位于Loudoun County的房屋
不适用于
- 预制房屋
- 收入超过地区收入中位数100%的家庭
- Loudoun County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
100% Loudoun County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Loudoun County的房屋Loudoun County的房屋,以及本项目接受的房屋
- 51.4% 独栋独栋住宅
- 31% 联排联排别墅
- 1.6% 2–4个单元2–4个单元
- 15.5% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.5% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$743,800
Loudoun County房屋价值中位数
12.5%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Loudoun County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由HUD-approved housing counseling agencies serving Loudoun County; 8-hour homebuyer-education certificate required.提供。
联系管理该项目的机构预留资金
资金通过Application through Loudoun County Department of Housing and Community Development; first-come, first-served subject to annual funding.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Down Payment / Closing Cost Assistance Program Plus (DPCC Plus)是什么?
Down Payment / Closing Cost Assistance Program Plus (DPCC Plus)是面向Loudoun县,Virginia购房者的延期第二贷款。 DPCC Plus is Loudoun County's higher-income tier of the Down Payment / Closing Cost Assistance Program for first-time homebuyers. It serves moderate- to middle-income buyers earning above the standard DPCC threshold but at or below 100% AMI for the Washington-Arlington-Alexandria HMFA. Provides up to $25,000 as a 0% interest deferred-payment second mortgage. Funds sourced from Loudoun County general fund and HUD HOME pass-through dollars. Administered by Loudoun County Department of Housing and Community Development. Up to $25,000 in down-payment and closing-cost assistance for moderate-income first-time homebuyers purchasing in Loudoun County. Provided as a 0% interest deferred-payment second mortgage. No monthly payments. repaid upon sale, refinance with cash-out, transfer, or loss of primary-residence status. 资金来自HOME、Federal和Local Government。
需要偿还吗?
Down Payment / Closing Cost Assistance Program Plus (DPCC Plus)为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:Deferred 0% second-mortgage repayable in full upon sale, refinance with cash-out, transfer, or loss of primary-residence status. 该援助以2顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Down Payment / Closing Cost Assistance Program Plus (DPCC Plus)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:First-time homebuyer (no ownership of residential real estate in prior 3 years). 关于信用,该项目说明:620 minimum FICO。 须参加购房者教育课程,由HUD-approved housing counseling agencies serving Loudoun County; 8-hour homebuyer-education certificate required.提供。 居住要求:Property must be located within Loudoun County, VA, and be the buyer's primary residence. 公民身份或移民身份:U.S. citizen or eligible non-citizen permitted by HUD HOME rules。 Property must be located in Loudoun County and be the buyer's primary residence. Buyer must be a first-time homebuyer (no ownership in prior 3 years). Household income between $80,350 (1-person minimum) and $216,350 (8-person maximum) tracking 100% AMI for the Washington-Arlington-Alexandria HMFA - serves higher-income buyers above the standard DPCC tier. Minimum 620 FICO. 8-hour HUD-approved homebuyer education required.
收入限制是多少?
Down Payment / Closing Cost Assistance Program Plus (DPCC Plus)将家庭收入限制在地区收入中位数的100%,该数值因县和家庭人数而异。 Household income between $80,350 (1-person minimum threshold) and $216,350 (8-person maximum) at 100% AMI for Washington-Arlington-Alexandria HMFA. Higher-income tier above standard DPCC. 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Down Payment / Closing Cost Assistance Program Plus (DPCC Plus)的房价上限如下:Tracks Virginia Housing maximum sales price for Loudoun County。 符合条件的房屋类型包括Single-family detached、Townhouse和Condominium。 新建房屋符合条件。 预制房屋不符合条件。
适用于哪些地区?
Down Payment / Closing Cost Assistance Program Plus (DPCC Plus)服务于在Loudoun县,Virginia购房的购房者。
如何申请?
Down Payment / Closing Cost Assistance Program Plus (DPCC Plus)的申请通过管理该项目的机构办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Application through Loudoun County Department of Housing and Community Development; first-come, first-served subject to annual funding.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Loudoun County购房者面向Loudoun County购房者的其他项目
- Loudoun County Down Payment / Closing Cost Assistance Program (DPCC)最高$70,000
- Loudoun County Public Employee Homeownership Grant Program (PEG)最高$25,000
- Down Payment/Closing Cost Assistance Program (DPCC)延期
两个项目能否结合使用,由各机构决定。申请前请先询问。
Loudoun County的全部75个项目项目条款由管理该项目的机构设定,并可能变化;申请前请在官方网站上确认。