Moderate Income Purchase Assistance Program (MIPAP)

Moderate Income Purchase Assistance Program (MIPAP)是面向Arlington，Virginia购房者的增值共享贷款。 MIPAP is Arlington County's flagship moderate-income first-time-homebuyer program, providing up to 25% of the purchase price as a shared-appreciation second mortgage. Funds are sourced from the Arlington Affordable Housing Investment Fund (AHIF) and HUD HOME pass-through dollars. The program is administered by CPHD's Housing Division. Maximum purchase price $500,000. Borrowers repay at sale, refinance, or transfer, returning the original principal plus the county's proportional share of appreciation. Up to 25% of purchase price as a shared-appreciation second mortgage to assist moderate-income first-time homebuyers purchasing in Arlington County. Loan is interest-free with deferred payments. repaid at sale, refinance, or transfer of property along with a proportional share of appreciation equal to county's share of original purchase price. 资金来自HOME、Federal、Local Government和AHIF。

Moderate Income Purchase Assistance Program (MIPAP)按项目规定，提供相当于房价25%的援助。 购房者自付部分：Minimum 1% of purchase price from borrower's own funds。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Moderate Income Purchase Assistance Program (MIPAP)是增值共享贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：Shared-appreciation second mortgage repayable upon sale, refinance, transfer, or loss of primary-residence status. Repayment includes original principal plus county's proportional share of property appreciation. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Moderate Income Purchase Assistance Program (MIPAP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer (no ownership of residential real estate in prior 3 years) or displaced homemaker. 关于信用，该项目说明：660 minimum FICO。 须参加购房者教育课程，由HUD-approved housing counseling agencies; AHC, Inc. and Virginia Cooperative Extension homebuyer education classes accepted.提供。 居住要求：Property must be located in Arlington County, VA, and be the buyer's primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen permitted by HUD HOME rules。 Property must be located in Arlington County and be the buyer's primary residence. Buyer must be a first-time homebuyer (no ownership in prior 3 years). Maximum sales price $500,000. Household income between $86,640 (1-person minimum) and $163,440 (8-person maximum), tracking 80% AMI for the Washington-Arlington-Alexandria HMFA. Minimum 660 FICO. 8-hour HUD-approved homebuyer education required. Property must pass Arlington County housing-quality inspection. Buyer must contribute at least 1% of purchase price from own funds.

Moderate Income Purchase Assistance Program (MIPAP)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income between $86,640 (1-person minimum threshold) and $163,440 (8-person maximum) at 80% AMI for Washington-Arlington-Alexandria HMFA. Updated annually. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Moderate Income Purchase Assistance Program (MIPAP)将房价上限设为$500,000。 符合条件的房屋类型包括Single-family detached、Townhouse和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Moderate Income Purchase Assistance Program (MIPAP)服务于在Arlington，Virginia购房的购房者。

Moderate Income Purchase Assistance Program (MIPAP)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through Arlington County CPHD Housing Division; first-come, first-served subject to annual funding.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。