Equity Builder Program (EBP)

Equity Builder Program (EBP)是面向Statewide县，Vermont购房者的补助金，由FHLBank Boston管理。 A grant program offered through FHLBank Boston member institutions providing down payment, closing cost, home rehabilitation, interest-rate buydown (up to 2 points), and homebuyer counseling assistance to first-time homebuyers earning up to 80% of area median income. Available across New England including Vermont; listed by VHFA as an 'other special program.'. Grant for down payment, closing costs, rehabilitation, up to 2 points of rate buydown, and up to $500 of homebuyer counseling; for first-time buyers at or below 80% AMI. 资金来自FHLBank Boston (Affordable Housing Program set-aside)。

Equity Builder Program (EBP)属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Equity Builder Program (EBP)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由FHLBank Boston-approved homebuyer counseling organization (required for first-time homebuyers)提供。 Per-household max grant not stated on FHLBB primary pages (only a per-member annual cap); not asserted.

Equity Builder Program (EBP)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income no more than 80% of area median income. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Equity Builder Program (EBP)可用于single family、1-4 family、townhome和condo。

Equity Builder Program (EBP)服务于在Statewide县，Vermont购房的购房者。

Equity Builder Program (EBP)的申请通过FHLBank Boston办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。