MOVE

MOVE是面向Statewide县，Vermont购房者的第一抵押贷款，由Vermont Housing Finance Agency (VHFA)管理。 MOVE is VHFA's primary first-mortgage product, often carrying VHFA's lowest interest rate. It pairs with FHA, VA, USDA, or Conventional loans and can combine with VHFA down payment assistance (ASSIST) and the First Generation Homebuyer grant. Often VHFA's lowest interest rate; down payment as low as 0%-5%; can layer with VHFA ASSIST and First Generation grant; savings up to $1,735 at closing. 资金来自Vermont Housing Finance Agency (mortgage revenue bonds)。

MOVE是第一抵押贷款，按Vermont Housing Finance Agency (VHFA)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

MOVE面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为640。 须参加购房者教育课程，由VHFA-approved homebuyer education provider (at least one borrower)提供。 First-mortgage product (layer ASSIST for DPA). Interest rate varies daily. Min credit score given as 640-680 range; floor 640 used.

MOVE的收入限制如下：MOVE/MOVE MCC limits (as of 7/14/2025): Addison/Bennington/Windsor $110,000 (1-2 persons), $130,000 (3+); Caledonia/Chittenden/Essex/Franklin/Grand Isle/Lamoille/Orange/Orleans/Rutland/Windham $120,000 (1-2), $140,000 (3+); Washington $125,000 (1-2), $145,000 (3+). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

MOVE将房价上限设为$500,000。

MOVE服务于在Statewide县，Vermont购房的购房者。

MOVE的申请通过Vermont Housing Finance Agency (VHFA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。