HomeSight South King County Puget Sound Revolving Loan Fund

HomeSight South King County Puget Sound Revolving Loan Fund是面向King县，Washington购房者的延期第二贷款。 HomeSight South King County Puget Sound Revolving Loan Fund product is the PSRLF allocation for buyers purchasing in defined South King County jurisdictions, leveraging HomeSight's revolving loan capital with shared appreciation/recapture features in some cases. Up to $70,000 second-mortgage purchase assistance for first-time homebuyers purchasing in South King County (Auburn, Federal Way, Tukwila, Kent, Burien, SeaTac, Renton, Des Moines, Covington, Maple Valley, Black Diamond, Enumclaw, etc.). Tiered rate 1.5%-2.0% over first-mortgage. 资金来自HomeSight PSRLF (CDFI Fund, City of Seattle OH, Seattle Foundation, JPMorgan Chase, private foundations)。

HomeSight South King County Puget Sound Revolving Loan Fund为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, cash-out refi, term end, loss of owner-occupancy。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

HomeSight South King County Puget Sound Revolving Loan Fund面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Displaced homemakers, single parents, disaster-displaced。 关于信用，该项目说明：Minimum middle FICO 640。 须参加购房者教育课程，由HomeSight Homebuyer Education; HUD-approved agencies; eHomeAmerica (hswa)提供。 居住要求：Owner-occupied; property in South King County。 公民身份或移民身份：U.S. citizen or qualified alien。 Property must be in South King County (defined cities/areas). First-time homebuyer; HomeSight education + 1:1 counseling required; minimum buyer contribution; 120% AMI cap per Seattle-Bellevue HMFA (~$126,600 1-person to ~$180,850 8-person).

HomeSight South King County Puget Sound Revolving Loan Fund将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Income limits at 120% HUD AMI for Seattle-Bellevue HMFA, approximately $126,600 (1-person) to $180,850 (8-person) per 2024 HUD. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

HomeSight South King County Puget Sound Revolving Loan Fund的房价上限如下：Per first-mortgage product limits and HomeSight underwriting。 符合条件的房屋类型包括SFR, townhome, warrantable condo, 2-4 unit owner-occupied。 新建房屋符合条件。 预制房屋不符合条件。

HomeSight South King County Puget Sound Revolving Loan Fund在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶、美洲印第安人和阿拉斯加原住民购房者、教育工作者、执法人员、消防员、医护人员和残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

HomeSight South King County Puget Sound Revolving Loan Fund服务于在King县，Washington购房的购房者。 该项目针对特定区域：South King County jurisdictions; Black Home Initiative priority area。

HomeSight South King County Puget Sound Revolving Loan Fund的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过HomeSight Homebuyer Portal预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。