South King County Loan

South King County Loan是面向King县，Washington购房者的延期第二贷款。 HomeSight-administered South King County loan funded by King County HOME / South King County HOME Consortium, offering 3% deferred 30-year second-mortgage purchase assistance to <=80% AMI first-time buyers in Auburn, Federal Way, Tukwila, and unincorporated South King County. South King County HOME-funded DPA loan administered by HomeSight providing up to $45,000 in 3% deferred 30-year second-mortgage assistance for <=80% AMI first-time homebuyers purchasing in Auburn, Federal Way, Tukwila, or unincorporated South King County. 资金来自King County HOME Investment Partnerships Program / South King County HOME Consortium。

South King County Loan为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, cash-out refi, end of 30-year term, loss of owner-occupancy。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

South King County Loan面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Displaced homemakers, single parents, disaster-displaced (HOME 24 CFR 92.2)。 关于信用，该项目说明：Minimum middle FICO 620。 须参加购房者教育课程，由HomeSight Homebuyer Education; HUD-approved agencies; eHomeAmerica (hswa)提供。 居住要求：Owner-occupied primary; property in eligible South King County jurisdiction。 公民身份或移民身份：U.S. citizen or qualified alien per HOME rules。 Property in Auburn, Federal Way, Tukwila, or unincorporated South King County. First-time homebuyer (no ownership last 3 years); HomeSight education + 1:1 counseling; minimum $1,000 buyer contribution; income at or below 80% Seattle-Bellevue HMFA AMI (~$77,700-$110,950); maximum purchase price $632,000.

South King County Loan将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 80% HUD AMI for Seattle-Bellevue HMFA; approximately $77,700 (1-person) to $110,950 (8-person) per 2024 HUD. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

South King County Loan将房价上限设为$632,000。 符合条件的房屋类型包括SFR, townhome, condo, manufactured (real-property), 2-4 unit owner-occupied。 新建房屋符合条件。 预制房屋符合条件。

South King County Loan在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶、美洲印第安人和阿拉斯加原住民购房者、教育工作者、执法人员、消防员、医护人员和残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

South King County Loan服务于在King县，Washington购房的购房者。 该项目针对特定区域：Auburn, Federal Way, Tukwila, unincorporated South King County。

South King County Loan的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过HomeSight Homebuyer Portal; first-come first-served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。