ADVOCAP Down Payment Assistance

ADVOCAP Down Payment Assistance是面向Oshkosh，Wisconsin购房者的延期第二贷款，由ADVOCAP, Inc.管理。 ADVOCAP offers a down payment assistance loan to income-eligible households (under 80% of County Median Income) in Fond du Lac, Winnebago, and Green Lake counties. The assistance is a 0% interest deferred second mortgage due in full when the property is sold, increasing the buyer down payment to reduce principal and monthly payment on the primary mortgage. Funding comes from the HUD HOME program administered through the Wisconsin Department of Administration. Applicants must complete a free online homebuyer education course and obtain a mortgage pre-approval. 0% interest deferred second mortgage. No monthly payments (deferred until sale). Increases down payment to lower loan principal and monthly payment. Referrals to financial and housing counselors. 资金来自HUD HOME Investment Partnerships Program (via Wisconsin Department of Administration)。

ADVOCAP Down Payment Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due in full when the property is sold. 该援助以Second mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

ADVOCAP Down Payment Assistance面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Fannie Mae HomeView (free online homebuyer education course)提供。 Funding limited and subject to biennial DOA cycle - contact Jason VanderVelden at the ADVOCAP Oshkosh office to confirm current availability. Income limits shown are 2022 guidelines (latest in brochure); confirm current figures. GAPS (not published): assistance amount/min/max, min credit score, max DTI, max purchase price, min contribution, exact required mortgage term.

ADVOCAP Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income less than 80% of County Median Income. 4-person limits (2022 guidelines): Fond du Lac $60,240; Green Lake $57,440; Winnebago $62,000. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

ADVOCAP Down Payment Assistance服务于在Oshkosh，Wisconsin购房的购房者。

ADVOCAP Down Payment Assistance的申请通过ADVOCAP, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。