Appleton Housing Authority First-Time Affordable Homebuyer Program

Appleton Housing Authority First-Time Affordable Homebuyer Program是面向Appleton，Wisconsin购房者的延期第二贷款，由Appleton Housing Authority (AHA)管理。 Down payment, closing cost, and home repair assistance for income-eligible first-time homebuyers purchasing a single-family home in Outagamie or Calumet County. Assistance is structured so that 50% of the down payment assistance is a 5-year grant and the balance is a 0% interest deferred loan; the deferred loan accrues no interest and requires no monthly payments while the owner lives in the home. Established in 1993. Down payment/closing cost and repair assistance; 50% of down payment assistance provided as a 5-year grant, the remaining balance as a 0% interest deferred loan with no monthly payments.

Appleton Housing Authority First-Time Affordable Homebuyer Program在5年后免除，因此住满这段时间的购房者无需偿还。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Appleton Housing Authority First-Time Affordable Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为580。 须参加购房者教育课程。 Property must be a single-family home located in Outagamie or Calumet County (no duplexes or rental property). Applicant must occupy the home. Household income must be above 50% and at or below 80% of county median income. Minimum credit score 580. Purchase price limits: $257,000 (Outagamie County), $268,000 (Calumet County). HUD-approved homebuyer education and counseling required prior to closing (two-part series with a course fee; available in Spanish). All homes inspected to HUD housing quality standards before purchase.

Appleton Housing Authority First-Time Affordable Homebuyer Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income must be above 50% and at or below 80% of county median income, adjusted for household size. 2026 max gross income by household size (Outagamie/Calumet): 1=$62,300; 2=$71,200; 3=$80,100; 4=$88,950; 5=$96,100; 6=$103,200; 7=$110,300; 8+=$117,450. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Appleton Housing Authority First-Time Affordable Homebuyer Program将房价上限设为$268,000。

Appleton Housing Authority First-Time Affordable Homebuyer Program服务于在Appleton，Wisconsin购房的购房者。

Appleton Housing Authority First-Time Affordable Homebuyer Program的申请通过Appleton Housing Authority (AHA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。