本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 完成购房者教育课程,由6 hours of homebuyer education through CAP or an approved source提供
- Property must pass federal HQS inspection. No mobile homes, farms, duplexes, or businesses. Must obtain a conventional mortgage. Funds subject to availability. Specific loan amounts not published; contact CAP.
- 位于Multi-County的房屋
不适用于
- 预制房屋
- 新建房屋
- 收入超过地区收入中位数80%的家庭
- Multi-County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由6 hours of homebuyer education through CAP or an approved source提供。
联系CAP Services Inc.预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
CAP Services Home Buyers Down Payment Assistance是什么?
CAP Services Home Buyers Down Payment Assistance是面向Multi-County县,Wisconsin购房者的延期第二贷款,由CAP Services Inc.管理。 CAP Services offers an income-eligible Home Buyers Down Payment Assistance program as a 0% interest deferred loan for residents in Marquette, Portage, Outagamie, Waupaca, Waushara, and Wood Counties. A complementary 0% rehab loan covers repairs completed within 6 months of closing. Buyers contribute $1,000 and complete 6 hours of education. 0% interest deferred DPA loan. Rehabilitation loan also available. Serves 6-county area. HUD-certified counseling included.
需要偿还吗?
CAP Services Home Buyers Down Payment Assistance为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:Home sold, no longer primary residence, or title transferred。 该援助以second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
CAP Services Home Buyers Down Payment Assistance面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由6 hours of homebuyer education through CAP or an approved source提供。 Property must pass federal HQS inspection. No mobile homes, farms, duplexes, or businesses. Must obtain a conventional mortgage. Funds subject to availability. Specific loan amounts not published; contact CAP.
收入限制是多少?
CAP Services Home Buyers Down Payment Assistance将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Annual household income cannot exceed 80% County Median Income. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
CAP Services Home Buyers Down Payment Assistance可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。
适用于哪些地区?
CAP Services Home Buyers Down Payment Assistance服务于在Multi-County县,Wisconsin购房的购房者。 该项目针对特定区域:Marquette, Portage, Outagamie, Waupaca, Waushara, and Wood Counties。
如何申请?
CAP Services Home Buyers Down Payment Assistance的申请通过CAP Services Inc.办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Multi-County购房者面向Multi-County购房者的其他项目
- Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)最高$6,000
- Northeastern Wisconsin Housing CDBG Down Payment Assistance Program延期
- WHEDA Capital Access Advantage DPA最高$7,500
两个项目能否结合使用,由各机构决定。申请前请先询问。
Multi-County的全部71个项目项目条款由CAP Services Inc.设定,并可能变化;申请前请在官方网站上确认。