Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)

Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)是面向Multi-County县，Wisconsin购房者的延期第二贷款，由WPHD / REALTORS Association of South Central Wisconsin Housing Foundation管理。 The Home Start program (WPHD on behalf of the RASCW Housing Foundation) provides deferred 0% interest loans up to $6,000 or 3% of purchase price for down payment and/or closing costs across 13+ counties in South Central Wisconsin. It is not limited to first-time buyers and requires no homebuyer education. Up to $6,000 or 3% of price. 0% interest deferred. Not limited to first-time buyers. 13+ county coverage.

Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)提供最高$6,000的援助。 购房者自付部分：Minimum 1% of purchase price from borrower's own funds (may be gifted); max 3% seller contribution。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由WPHD / REALTORS Association of South Central Wisconsin Housing Foundation决定。

Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Property sold, refinanced, vacated, title transferred, or first lien repaid。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Recommended 620 with 3 traditional tradelines; alternate credit accepted。 Minimum 10 business days processing; no preapprovals. Liquid assets may not exceed 12 months PITI or $15,000 (greater); 401K/IRA excluded. Approval at sole discretion of Foundation Loan Committee.

Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Maximum 80% of County Median Income for the property's county. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)可用于Single Family和Condo。 新建房屋不符合条件。 预制房屋不符合条件。

Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)服务于在Multi-County县，Wisconsin购房的购房者。 该项目针对特定区域：Dane, Sauk, Columbia, Dodge, Jefferson, Rock, Green, Iowa, Grant, Lafayette, Richland, Crawford, Green Lake counties; plus townships in Adams and Juneau。

Home Start Down Payment and Closing Cost Assistance (RASCW Housing Foundation)的申请通过WPHD / REALTORS Association of South Central Wisconsin Housing Foundation办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。