Chippewa County Housing Authority Homebuyer Program

Chippewa County Housing Authority Homebuyer Program是面向Chippewa Falls，Wisconsin购房者的延期第二贷款，由Chippewa County Housing Authority管理。 The Chippewa County Housing Authority Homebuyer Program offers no-interest, deferred-payment loans for down payment and closing-cost assistance to income-eligible homebuyers across a 10-county region. Assistance is a dollar-for-dollar match up to 10% of the purchase price, secured by a mortgage to the Authority, repaid in full when the owner no longer occupies the home and never forgiven. Buyers must contribute at least $1,000, complete homebuyer education, and the home must pass an HQS inspection, not be in a floodplain, and not need substantial rehab. No-interest deferred-payment loan. Dollar-for-dollar match up to 10% of purchase price. Covers down payment and closing costs. Buyer may choose own lender. 资金来自State of Wisconsin, Department of Administration, Division of Energy, Housing and Community Resources (CDBG/HOME)。

Chippewa County Housing Authority Homebuyer Program按项目规定，提供相当于房价10%的援助。 购房者自付部分：Applicants must contribute at least $1,000 of their own funds toward the purchase. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Chippewa County Housing Authority决定。

Chippewa County Housing Authority Homebuyer Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repaid in full when the owner no longer occupies the home; loans are never forgiven under any circumstances. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Chippewa County Housing Authority Homebuyer Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-approved Homebuyer Education Program (pre-purchase, purchase process, and post-purchase); online or in-person.提供。 居住要求：Property must be located in a participating county: Barron, Buffalo, Chippewa, Clark, Dunn, Eau Claire, Pepin, Pierce, Polk, or St. Croix County, WI. Minimum $1,000 buyer contribution; homebuyer education certificate required; HQS inspection required; no floodplain properties; no balloon mortgages; housing (PITI) ratio <=30% and total debt ratio <=40%; closing costs <=3% of purchase price. Min credit score not published (left blank, not guessed).

Chippewa County Housing Authority Homebuyer Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Annual gross household income at or below HUD income limits (~80% AMI). Chippewa/Eau Claire/Barron/Clark area: 1=$53,800; 2=$61,450; 3=$69,150; 4=$76,800; 5=$82,950; 6=$89,100; 7=$95,250; 8=$101,400 (varies by county; see brochure for Buffalo, Dunn, Pepin, Pierce, Polk, St. Croix). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Chippewa County Housing Authority Homebuyer Program可用于Single Family。

Chippewa County Housing Authority Homebuyer Program服务于在Chippewa Falls，Wisconsin购房的购房者。 该项目针对特定区域：Barron, Buffalo, Chippewa, Clark, Dunn, Eau Claire, Pepin, Pierce, Polk, and St. Croix Counties, WI。

Chippewa County Housing Authority Homebuyer Program的申请通过Chippewa County Housing Authority办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Funds dependent on availability and location of the home; application via Chippewa County Housing Authority.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。