本页面由机器翻译。英文版本为原文。
City of Superior Down Payment Assistance Program
City of Superior Down Payment Assistance Program是面向Superior,Wisconsin购房者的延期第二贷款,由Northwest Regional Planning Commission (NWRPC) / Northwest Affordable Housing, for the City of Superior管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 居住要求:Property must be an existing single-family owner-occupied dwelling located in the City of Superior, WI.
- Exact maximum dollar amount, annual funding cap, credit score, and DTI thresholds are not published by the program (left blank, not guessed). The City of Superior DPA flyer PDF (superiorwi.gov View/14392) is image-only; Superior-specific terms derived from the City Housing Programs page and the NWRPC HOME 'Serving the City of Superior' flyer. Contact NWRPC (Abigail Gilberg) to apply.
- 位于Superior市界内的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Superior以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Douglas County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
如何申请
如何申请两个步骤,按此顺序
联系Northwest Regional Planning Commission (NWRPC) / Northwest Affordable Housing, for the City of Superior预留资金
资金通过Application through NWRPC; subject to fund availability.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
City of Superior Down Payment Assistance Program是什么?
City of Superior Down Payment Assistance Program是面向Superior,Wisconsin购房者的延期第二贷款,由Northwest Regional Planning Commission (NWRPC) / Northwest Affordable Housing, for the City of Superior管理。 The City of Superior, administered through the Northwest Regional Planning Commission's Northwest Affordable Housing HOME program, provides down payment and closing-cost assistance as a 0% interest deferred-payment mortgage on an existing single-family owner-occupied dwelling. Assistance is up to 10% of the purchase price, not to exceed 50% of the required down payment, and is repaid when the home is sold, transferred, or no longer the borrower's primary residence. Income-eligible buyers must be below HUD income limits for Douglas County (~80% AMI). 0% interest deferred-payment loan. Covers down payment and closing costs. No monthly payments while owner-occupied. Serves City of Superior buyers. 资金来自HUD HOME Investment Partnerships / Wisconsin DOA Housing Cost Reduction Initiative (HCRI) / CDBG via WI Dept. of Administration, Division of Energy, Housing and Community Resources。
提供多少援助?
City of Superior Down Payment Assistance Program按项目规定,提供相当于房价10%的援助。 购房者自付部分:Borrower typically contributes toward the down payment; program covers up to 50% of the required down payment. 金额是该项目公布的上限,并非报价——具体每人的援助金额由Northwest Regional Planning Commission (NWRPC) / Northwest Affordable Housing, for the City of Superior决定。
需要偿还吗?
City of Superior Down Payment Assistance Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:Repaid on sale, transfer, or when the home is no longer the borrower's owner-occupied primary residence (deferred-payment mortgage). 该援助以Second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
City of Superior Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 居住要求:Property must be an existing single-family owner-occupied dwelling located in the City of Superior, WI. Exact maximum dollar amount, annual funding cap, credit score, and DTI thresholds are not published by the program (left blank, not guessed). The City of Superior DPA flyer PDF (superiorwi.gov View/14392) is image-only; Superior-specific terms derived from the City Housing Programs page and the NWRPC HOME 'Serving the City of Superior' flyer. Contact NWRPC (Abigail Gilberg) to apply.
收入限制是多少?
City of Superior Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household gross income must be below HUD income limits for Douglas County (~80% AMI). June 2026 HUD limits by household size: 1=$56,650; 2=$64,750; 3=$72,850; 4=$80,900; 5=$87,400; 6=$93,850; 7=$100,350; 8=$106,800. Includes income of all household members 18+ except full-time students under 22. 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
City of Superior Down Payment Assistance Program可用于Single Family。
适用于哪些地区?
City of Superior Down Payment Assistance Program服务于在Superior,Wisconsin购房的购房者。 该项目针对特定区域:City of Superior, Wisconsin。
如何申请?
City of Superior Down Payment Assistance Program的申请通过Northwest Regional Planning Commission (NWRPC) / Northwest Affordable Housing, for the City of Superior办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Application through NWRPC; subject to fund availability.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Superior购房者面向Superior购房者的其他项目
- Ho-Chunk Nation Down Payment Assistance (DPA) Program最高$50,000
- Downpayment Plus (DPP) / Downpayment Plus Advantage (DPP Advantage)最高$10,000
- WHEDA Capital Access Advantage DPA最高$7,500
两个项目能否结合使用,由各机构决定。申请前请先询问。
Superior的全部73个项目项目条款由Northwest Regional Planning Commission (NWRPC) / Northwest Affordable Housing, for the City of Superior设定,并可能变化;申请前请在官方网站上确认。