Ho-Chunk Nation Down Payment Assistance (DPA) Program

Ho-Chunk Nation Down Payment Assistance (DPA) Program是面向Black River Falls，Wisconsin购房者的可免除贷款，由Ho-Chunk Nation Department of Housing — Home Ownership Division管理。 Once-in-a-lifetime grant of up to $50,000 to enrolled Ho-Chunk Nation members for down payment and/or closing costs on new construction or existing home purchase. The member must secure financing for the remaining cost from an outside lender. Effective 07/01/2024 policy. Grant up to $50,000 for down payment and/or closing costs; remaining funds may apply to principal or buy down points. 资金来自Ho-Chunk Nation tribal funds。

Ho-Chunk Nation Down Payment Assistance (DPA) Program提供最高$50,000的援助。 援助档次：Grant secured by a 5-year second lien. Forgiven $10,000 per year of owner-occupancy; if member resides less than 5 years, repayment prorated. Loan term: 5-year lien/forgiveness period. 该项目可与Ho-Chunk Housing and Community Development Agency (HHCDA) DPA of $10,000 or less结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Ho-Chunk Nation Department of Housing — Home Ownership Division决定。

Ho-Chunk Nation Down Payment Assistance (DPA) Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Prorated repayment if the member resides in the home less than 5 years; full repayment if member defaults or lender forecloses. Ho-Chunk Nation holds a 5-year second lien. 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Ho-Chunk Nation Down Payment Assistance (DPA) Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No minimum credit score stated; applicant must obtain a lender pre-approval letter. 须参加购房者教育课程，由Approved Home Buyer Education class through Ho-Chunk Nation or a financial institution; approved Post-Purchase class required before closing.提供。 公民身份或移民身份：Must be an enrolled Ho-Chunk Nation member, 18 or older, legally competent. Once-in-a-lifetime benefit; using DPA removes the member from HOP/VHOP/EMA waitlists. Applicant must have no outstanding debts to the Nation. Waitlist with Elder/Veteran preference; 90 days to close.

Ho-Chunk Nation Down Payment Assistance (DPA) Program的收入限制如下：No income limit stated in policy; program is for income-qualified enrolled members per HHCDA materials but the HCN DOH DPA policy sets no explicit AMI cap. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Ho-Chunk Nation Down Payment Assistance (DPA) Program可用于single_family。 新建房屋符合条件。 预制房屋不符合条件。

Ho-Chunk Nation Down Payment Assistance (DPA) Program在其服务群体中提到了退伍军人和美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Ho-Chunk Nation Down Payment Assistance (DPA) Program服务于在Black River Falls，Wisconsin购房的购房者。

Ho-Chunk Nation Down Payment Assistance (DPA) Program的申请通过Ho-Chunk Nation Department of Housing — Home Ownership Division办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。