Couleecap First-Time Homebuyer Down Payment Assistance

Couleecap First-Time Homebuyer Down Payment Assistance是面向Westby，Wisconsin购房者的首付援助，由Couleecap, Inc.管理。 Couleecap offers financial support for eligible first-time homebuyers to assist with down payment and closing costs across Crawford, La Crosse, Monroe, and Vernon counties. Applicants work one-on-one with a HUD-certified housing counselor and must complete Couleecap homebuyer education. Households must be at or below 80% of County Median Income and qualify for a conventional mortgage. Supported by the State of Wisconsin DOA, La Crosse County, City of La Crosse, FHLBank Chicago, WHEDA, and USDA Rural Development. Down payment assistance. Closing cost assistance. One-on-one HUD-certified housing counseling. Live online homebuyer education course. USDA Single Family Housing Direct Loan packaging available. 资金来自State of Wisconsin DOA, La Crosse County, City of La Crosse, FHLBank Chicago, WHEDA, USDA Rural Development, private partners。

Couleecap First-Time Homebuyer Down Payment Assistance是首付援助，按Couleecap, Inc.设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Couleecap First-Time Homebuyer Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Couleecap live online Homebuyer Education Course (8 hours)提供。 Borrower must qualify for a conventional loan through a reputable lender and complete 8 hours of homebuyer education. Application does not guarantee assistance. Couleecap also runs a separate Coulee Community Land Trust program (distinct). GAPS (not published): assistance amount/min/max, assistance structure (grant vs forgivable/deferred), interest rate, forgiveness/recapture, lien position, min credit score, max DTI, max purchase price, min contribution.

Couleecap First-Time Homebuyer Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% of County Median Income (Crawford, La Crosse, Monroe, Vernon counties). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Couleecap First-Time Homebuyer Down Payment Assistance服务于在Westby，Wisconsin购房的购房者。

Couleecap First-Time Homebuyer Down Payment Assistance的申请通过Couleecap, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。