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Movin' Out HCRI (Housing Cost Reduction Initiative) Down Payment Assistance Loan Program

Movin' Out HCRI (Housing Cost Reduction Initiative) Down Payment Assistance Loan Program是面向Wisconsin购房者的延期第二贷款,由Movin' Out, Inc.管理。

最近核实于来源:Movin' Out, Inc.

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 完成购房者教育课程
  • Household income at or below 80% of county median. Must be a first-time homebuyer, single parent, or displaced homemaker. At least one household member must have a permanent disability. Homebuyer education/counseling with Movin' Out required.
  • 位于Wisconsin的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% 房屋所在地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

适用地区

Wisconsin的房屋

  • 66.2% 独栋
  • 4.3% 联排
  • 9.4% 2–4个单元
  • 17% 5+个单元
  • 3.1% 活动房屋及其他

$266,500

Wisconsin房屋价值中位数

57%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 参加购房者教育课程

    项目要求在预留资金之前完成。

  2. 联系Movin' Out, Inc.预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Movin' Out HCRI (Housing Cost Reduction Initiative) Down Payment Assistance Loan Program是什么?

Movin' Out HCRI (Housing Cost Reduction Initiative) Down Payment Assistance Loan Program是面向Wisconsin购房者的延期第二贷款,由Movin' Out, Inc.管理。 Statewide 0% interest, deferred-payment down payment assistance loan program from Movin' Out, Inc., assisting qualified first-time homebuyers with down payment and closing costs. Funded through Wisconsin's Housing Cost Reduction Initiative (HCRI). Targets low-income households where at least one member has a permanent disability. 0% interest, deferred-payment loan for down payment and closing costs. 资金来自Wisconsin Housing Cost Reduction Initiative (HCRI), state DEHCR funds。

需要偿还吗?

Movin' Out HCRI (Housing Cost Reduction Initiative) Down Payment Assistance Loan Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:sale, move, or refinance。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Movin' Out HCRI (Housing Cost Reduction Initiative) Down Payment Assistance Loan Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程。 Household income at or below 80% of county median. Must be a first-time homebuyer, single parent, or displaced homemaker. At least one household member must have a permanent disability. Homebuyer education/counseling with Movin' Out required.

收入限制是多少?

Movin' Out HCRI (Housing Cost Reduction Initiative) Down Payment Assistance Loan Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income at or below 80% of county median income. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

是否有针对特定群体的资格?

Movin' Out HCRI (Housing Cost Reduction Initiative) Down Payment Assistance Loan Program在其服务群体中提到了残障购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Movin' Out HCRI (Housing Cost Reduction Initiative) Down Payment Assistance Loan Program服务于在Wisconsin任何地方购房的购房者。

如何申请?

Movin' Out HCRI (Housing Cost Reduction Initiative) Down Payment Assistance Loan Program的申请通过Movin' Out, Inc.办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Movin' Out, Inc.设定,并可能变化;申请前请在官方网站上确认。