本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程
- Household income at or below 80% of county median. Must be a first-time homebuyer, single parent, or displaced homemaker. At least one household member must have a permanent disability. Homebuyer education/counseling with Movin' Out required.
- 位于Wisconsin的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Wisconsin的房屋Wisconsin的房屋
- 66.2% 独栋独栋住宅
- 4.3% 联排联排别墅
- 9.4% 2–4个单元2–4个单元
- 17% 5+个单元公寓和共管公寓楼(5+个单元)
- 3.1% 活动房屋及其他活动房屋及其他
$266,500
Wisconsin房屋价值中位数
57%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求在预留资金之前完成。
联系Movin' Out, Inc.预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program是什么?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program是面向Wisconsin购房者的延期第二贷款,由Movin' Out, Inc.管理。 Statewide 0% interest, deferred-payment down payment assistance loan program from Movin' Out, Inc., assisting qualified first-time homebuyers with down payment and closing costs anywhere in Wisconsin. Designed for low-income households where at least one household member has a permanent disability. 0% interest, deferred-payment loan for down payment and closing costs; no monthly payments, repaid on sale/move/refinance. 资金来自Wisconsin DEHCR / state housing program funds (administered by Movin' Out)。
需要偿还吗?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:sale, move, or refinance。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程。 Household income at or below 80% of county median. Must be a first-time homebuyer, single parent, or displaced homemaker. At least one household member must have a permanent disability. Homebuyer education/counseling with Movin' Out required.
收入限制是多少?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income at or below 80% of county median income. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
是否有针对特定群体的资格?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program在其服务群体中提到了残障购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program服务于在Wisconsin任何地方购房的购房者。
如何申请?
Movin' Out HHR (Homebuyer & Homeowner Rehabilitation) Down Payment Assistance Loan Program的申请通过Movin' Out, Inc.办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Wisconsin购房者面向Wisconsin购房者的其他项目
- Ho-Chunk Nation Down Payment Assistance (DPA) Program最高$50,000
- Downpayment Plus (DPP) / Downpayment Plus Advantage (DPP Advantage)最高$10,000
- WHEDA Capital Access Advantage DPA最高$7,500
两个项目能否结合使用,由各机构决定。申请前请先询问。
Wisconsin的全部72个项目项目条款由Movin' Out, Inc.设定,并可能变化;申请前请在官方网站上确认。