Northwest Regional Housing Program - Homebuyer (HCRI) Down Payment Assistance

Northwest Regional Housing Program - Homebuyer (HCRI) Down Payment Assistance是面向Douglas; Ashland; Bayfield; Burnett; Iron; Price; Rusk; Sawyer; Taylor; Washburn县，Wisconsin购房者的延期第二贷款，由Northwest Regional Planning Commission (NWRPC)管理。 The Northwest Regional Planning Commission's Regional Housing Program (Housing Cost Reduction Initiative) provides down payment and closing-cost assistance to income-eligible renters purchasing a home in its 10-county region. Assistance is a 0% interest deferred-payment loan of up to 10% of the purchase price, not to exceed 50% of the requested down payment, secured by a mortgage and deferred while the borrower owns and occupies the home as a primary residence. City of Superior residents are served under a separate HOME program. 0% interest deferred-payment loan. Up to 10% of purchase price toward down payment. Covers eligible closing costs. No payments while owner-occupied. 资金来自Wisconsin DOA Housing Cost Reduction Initiative (HCRI), CDBG, and HOME via WI Department of Administration, Division of Energy, Housing and Community Resources。

Northwest Regional Housing Program - Homebuyer (HCRI) Down Payment Assistance按项目规定，提供相当于房价10%的援助。 购房者自付部分：Program provides up to 50% of the down payment; borrower funds the remainder. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Northwest Regional Planning Commission (NWRPC)决定。

Northwest Regional Housing Program - Homebuyer (HCRI) Down Payment Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Repaid when the borrower ceases to own/occupy the home as a primary residence, or on sale or transfer (deferred-payment mortgage). 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Northwest Regional Housing Program - Homebuyer (HCRI) Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 居住要求：Applicant must be a renter purchasing a home in one of NWRPC's served counties (Ashland, Bayfield, Burnett, Douglas, Iron, Price, Rusk, Sawyer, Taylor, Washburn). City of Superior residents are served under a separate HOME program and are excluded from this program. Applicant must currently be renting; should be pre-approved. City of Superior residents excluded (separate program). Exact maximum dollar amount, credit score, and DTI not published (left blank, not guessed). Contact NWRPC (Abigail Gilberg) to apply.

Northwest Regional Housing Program - Homebuyer (HCRI) Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household gross income must be below HUD income limits (~80% AMI). 2025 HUD limits — Douglas County: 1=$56,350; 2=$64,400; 3=$72,450; 4=$80,500; 5=$86,950; 6=$93,400; 7=$99,850; 8=$106,300. Other 9 counties (Ashland, Bayfield, Burnett, Iron, Price, Rusk, Sawyer, Taylor, Washburn): 1=$52,000; 2=$59,400; 3=$66,850; 4=$74,250; 5=$80,200; 6=$86,150; 7=$92,100; 8=$98,050. Includes income of all members 18+ except full-time students under 22. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Northwest Regional Housing Program - Homebuyer (HCRI) Down Payment Assistance可用于Single Family。

Northwest Regional Housing Program - Homebuyer (HCRI) Down Payment Assistance服务于在Douglas; Ashland; Bayfield; Burnett; Iron; Price; Rusk; Sawyer; Taylor; Washburn县，Wisconsin购房的购房者。 该项目针对特定区域：Douglas County (excluding City of Superior) plus Ashland, Bayfield, Burnett, Iron, Price, Rusk, Sawyer, Taylor, and Washburn Counties, WI。

Northwest Regional Housing Program - Homebuyer (HCRI) Down Payment Assistance的申请通过Northwest Regional Planning Commission (NWRPC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through NWRPC; subject to fund availability; applicant preferably pre-approved for a mortgage.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。