本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由HUD-approved homebuyer education and counseling course提供
- Applicant must have already secured mortgage financing before applying and demonstrate need. SSN or ITIN accepted per application intake. GAPS (not published): assistance amount/min/max, min credit score, reservation system, recapture provision detail.
- 位于Sheboygan County的房屋
不适用于
- 超过$238,000房价上限的购房
- 收入超过地区收入中位数80%的家庭
- Sheboygan County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Sheboygan County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Sheboygan County的房屋Sheboygan County的房屋,以及本项目接受的房屋
- 66.7% 独栋独栋住宅
- 3.9% 联排联排别墅
- 12.4% 2–4个单元2–4个单元
- 14.8% 5+个单元公寓和共管公寓楼(5+个单元)
- 2.2% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$232,700
Sheboygan County房屋价值中位数
63.9%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Sheboygan County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由HUD-approved homebuyer education and counseling course提供。
联系Partners for Community Development, Inc.预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Partners for Community Development Homebuyer Assistance Program是什么?
Partners for Community Development Homebuyer Assistance Program是面向Sheboygan,Wisconsin购房者的延期第二贷款,由Partners for Community Development, Inc.管理。 Partners for Community Development helps qualified first-time, low- and moderate-income homebuyers who have secured mortgage financing cover the down payment and closing costs of a single-family home in Sheboygan, Manitowoc, Kewaunee, or Door County. Assistance is a 0% interest deferred loan secured by a property lien with no monthly payment, repaid only when the home is sold or is no longer the borrower primary residence. Funded through the HUD HOME Investment Partnerships Program via Wisconsin DEHCR. 0% interest deferred loan. No monthly payment. Covers down payment and closing costs. Repaid only on sale or when no longer primary residence. 资金来自HUD HOME Investment Partnerships Program via Wisconsin Division of Energy, Housing and Community Resources (DEHCR)。
需要偿还吗?
Partners for Community Development Homebuyer Assistance Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:Repaid when the home is sold or is no longer the borrower primary residence. 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Partners for Community Development Homebuyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由HUD-approved homebuyer education and counseling course提供。 Applicant must have already secured mortgage financing before applying and demonstrate need. SSN or ITIN accepted per application intake. GAPS (not published): assistance amount/min/max, min credit score, reservation system, recapture provision detail.
收入限制是多少?
Partners for Community Development Homebuyer Assistance Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Gross household income below 80% of County Median Income. 4-person limits effective 12/1/2025: Sheboygan $82,550; Manitowoc $76,800; Kewaunee $85,050; Door $83,850. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Partners for Community Development Homebuyer Assistance Program将房价上限设为$238,000。 符合条件的房屋类型包括Single Family。
适用于哪些地区?
Partners for Community Development Homebuyer Assistance Program服务于在Sheboygan,Wisconsin购房的购房者。
如何申请?
Partners for Community Development Homebuyer Assistance Program的申请通过Partners for Community Development, Inc.办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Sheboygan County购房者面向Sheboygan County购房者的其他项目
- Partners for Community Development ARPA Down Payment Assistance (80-150% CMI, Sheboygan County)延期
- WHEDA Capital Access Advantage DPA最高$7,500
- WHEDA Tax Advantage (Mortgage Credit Certificate / MCC)最高$2,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Sheboygan County的全部70个项目项目条款由Partners for Community Development, Inc.设定,并可能变化;申请前请在官方网站上确认。