Rock County Down Payment Assistance (WPHD)

Rock County Down Payment Assistance (WPHD)是面向Rock县，Wisconsin购房者的可免除贷款，由Wisconsin Partnership for Housing Development (WPHD) on behalf of Rock County管理。 Rock County funds 0% interest deferred/forgivable loans up to $5,000 for down payment and eligible closing costs for income-qualified first-time homebuyers outside the cities of Beloit and Janesville. WPHD administers the program. Loans are forgiven after five years of owner-occupancy. Up to $5,000 in DPA. 0% interest. Forgiven after 5 years. Countywide outside Beloit and Janesville.

Rock County Down Payment Assistance (WPHD)提供最高$5,000的援助。 该项目可与City of Janesville Home Possible, Downpayment Plus结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Wisconsin Partnership for Housing Development (WPHD) on behalf of Rock County决定。

Rock County Down Payment Assistance (WPHD)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, refinance, or no longer primary residence before 5 years。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Rock County Down Payment Assistance (WPHD)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由HUD-certified counseling or Home Buyer Workshop; NeighborWorks Blackhawk Region提供。 Funds contingent on annual allocation. Beloit and Janesville residents use those cities' programs. Contact WPHD 608-258-5560.

Rock County Down Payment Assistance (WPHD)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% of Rock County Area Median Income. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Rock County Down Payment Assistance (WPHD)可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。

Rock County Down Payment Assistance (WPHD)服务于在Rock县，Wisconsin购房的购房者。 该项目针对特定区域：Rock County outside the cities of Beloit and Janesville (those have their own programs)。

Rock County Down Payment Assistance (WPHD)的申请通过Wisconsin Partnership for Housing Development (WPHD) on behalf of Rock County办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。