本页面由机器翻译。英文版本为原文。
Washington County Heart & Homestead Earned Down Payment Incentive
Washington County Heart & Homestead Earned Down Payment Incentive是面向West Bend,Wisconsin购房者的可免除贷款,由Washington County Community Development (Next Generation Housing)管理。
该项目要求
- 房屋作为主要住所自住
- 居住要求:Home must be located in Washington County and be the recipient's primary residence.
- Applicants must be 18+, pre-approved for a mortgage, and pass a criminal background check. First-come, first-served via online portal; reopened Oct 2024 and open while funds last.
- 位于Washington County的房屋
不适用于
- 超过$420,000房价上限的购房
- Washington County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Washington County的房屋Washington County的房屋,以及本项目接受的房屋
- 68.5% 独栋独栋住宅
- 8.7% 联排联排别墅
- 6.9% 2–4个单元2–4个单元
- 14.7% 5+个单元公寓和共管公寓楼(5+个单元)
- 1.1% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$344,800
Washington County房屋价值中位数
44.6%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Washington County购房
如何申请
如何申请两个步骤,按此顺序
联系Washington County Community Development (Next Generation Housing)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Washington County Heart & Homestead Earned Down Payment Incentive是什么?
Washington County Heart & Homestead Earned Down Payment Incentive是面向West Bend,Wisconsin购房者的可免除贷款,由Washington County Community Development (Next Generation Housing)管理。 Washington County's Heart & Homestead Earned Down Payment Incentive pays up to $20,000 (10% of purchase price or $20,000, whichever is less) pre-paid at closing toward an owner-occupied home under $420,000 in Washington County. Recipients then 'earn' the incentive over five years by volunteering and donating to nonprofit Participating Agencies serving Washington County residents. Up to $20,000 (10% of purchase price, capped at $20,000) paid at closing; earned back through community volunteering ($25/hour) and donations ($0.70 per $1 donated) over 5 years. 资金来自Washington County (Social Capital / Next Generation Housing initiative)。
提供多少援助?
Washington County Heart & Homestead Earned Down Payment Incentive提供最高$20,000的援助。 援助档次:Incentive = 10% of purchase price or $20,000, whichever is less. 5-year earn period: $25 credit per volunteer hour and $0.70 credit per $1 donated. Functions as a forgivable/earned obligation over 5 years. 该项目可与Potentially combinable with other DPA (the county also participates in the HOME Consortium DPA); confirm with administrator.结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Washington County Community Development (Next Generation Housing)决定。
需要偿还吗?
Washington County Heart & Homestead Earned Down Payment Incentive在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Recipient must earn the incentive within five years; unearned amounts subject to repayment (exact recapture terms in program agreement). 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Washington County Heart & Homestead Earned Down Payment Incentive面向将房屋作为主要住所自住的购房者。 居住要求:Home must be located in Washington County and be the recipient's primary residence. Applicants must be 18+, pre-approved for a mortgage, and pass a criminal background check. First-come, first-served via online portal; reopened Oct 2024 and open while funds last.
收入限制是多少?
Washington County Heart & Homestead Earned Down Payment Incentive的收入限制如下:No income limit stated; eligibility is not income-restricted (must be pre-approved for a mortgage). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Washington County Heart & Homestead Earned Down Payment Incentive将房价上限设为$420,000。 符合条件的房屋类型包括single_family。 新建房屋符合条件。
适用于哪些地区?
Washington County Heart & Homestead Earned Down Payment Incentive服务于在West Bend,Wisconsin购房的购房者。 目标社区:Washington County。
如何申请?
Washington County Heart & Homestead Earned Down Payment Incentive的申请通过Washington County Community Development (Next Generation Housing)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Washington County购房者面向Washington County购房者的其他项目
- WHEDA Capital Access Advantage DPA最高$7,500
- WHEDA Tax Advantage (Mortgage Credit Certificate / MCC)最高$2,000
- WHEDA Advantage Conventional第一抵押贷款
两个项目能否结合使用,由各机构决定。申请前请先询问。
Washington County的全部69个项目项目条款由Washington County Community Development (Next Generation Housing)设定,并可能变化;申请前请在官方网站上确认。