本页面由机器翻译。英文版本为原文。
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program是面向Waukesha县,Wisconsin购房者的可免除贷款,由Waukesha County Community Development (Waukesha HOME Consortium)管理。
该项目要求
- 房屋作为主要住所自住
- 完成购房者教育课程
- Household income below 80% of county area median. Home must be owner-occupied single-family attached or detached unit. After-rehab value below HUD limits per county (e.g., Waukesha $341,000; Washington $312,000; Ozaukee $343,000; Jefferson $254,000 existing / $312,000 new). Apply through a participating lender. Must complete HOME Consortium homebuyer counseling before DPA funds released. May be combined with other DPA programs. Forgiven over 5 years (20%/yr) if home remains primary residence. Serves Waukesha, Washington, Ozaukee, and Jefferson counties.
- 位于Waukesha County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Waukesha County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Waukesha County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Waukesha County的房屋Waukesha County的房屋
- 69% 独栋独栋住宅
- 6.2% 联排联排别墅
- 5.3% 2–4个单元2–4个单元
- 19% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.6% 活动房屋及其他活动房屋及其他
$398,200
Waukesha County房屋价值中位数
48.3%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Waukesha County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求在预留资金之前完成。
联系Waukesha County Community Development (Waukesha HOME Consortium)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program是什么?
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program是面向Waukesha县,Wisconsin购房者的可免除贷款,由Waukesha County Community Development (Waukesha HOME Consortium)管理。 The Waukesha HOME Consortium (Waukesha, Washington, Ozaukee, and Jefferson Counties) offers a Purchase/Rehab Program providing two loans closed at home purchase: a Down Payment Assistance forgivable loan of up to $10,000 for down payment and/or closing costs, and a 0% interest deferred Homeowner Rehabilitation Loan up to $24,999. The DPA loan is forgiven at 20% per year over five years. Forgivable DPA loan up to $10,000 (down payment/closing costs); paired 0% deferred rehab loan up to $24,999. 资金来自HUD HOME Investment Partnerships Program。
提供多少援助?
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program提供最高$10,000的援助。 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Waukesha County Community Development (Waukesha HOME Consortium)决定。
需要偿还吗?
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:sale, transfer, or ceasing owner-occupancy before 5 years。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。 Household income below 80% of county area median. Home must be owner-occupied single-family attached or detached unit. After-rehab value below HUD limits per county (e.g., Waukesha $341,000; Washington $312,000; Ozaukee $343,000; Jefferson $254,000 existing / $312,000 new). Apply through a participating lender. Must complete HOME Consortium homebuyer counseling before DPA funds released. May be combined with other DPA programs. Forgiven over 5 years (20%/yr) if home remains primary residence. Serves Waukesha, Washington, Ozaukee, and Jefferson counties.
收入限制是多少?
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Annual household income below 80% of the area/county median income. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program的房价上限如下:After-rehab value must be below HUD limits per county (Waukesha $341,000; Ozaukee $343,000; Washington $312,000; Jefferson $254,000 existing / $312,000 new), effective 7/1/2023.
适用于哪些地区?
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program服务于在Waukesha县,Wisconsin购房的购房者。
如何申请?
Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program的申请通过Waukesha County Community Development (Waukesha HOME Consortium)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Waukesha County购房者面向Waukesha County购房者的其他项目
- WHEDA Capital Access Advantage DPA最高$7,500
- WHEDA Tax Advantage (Mortgage Credit Certificate / MCC)最高$2,000
- WHEDA Advantage Conventional第一抵押贷款
两个项目能否结合使用,由各机构决定。申请前请先询问。
Waukesha County的全部69个项目项目条款由Waukesha County Community Development (Waukesha HOME Consortium)设定,并可能变化;申请前请在官方网站上确认。