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县级项目可免除

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program是面向Waukesha县,Wisconsin购房者的可免除贷款,由Waukesha County Community Development (Waukesha HOME Consortium)管理。

最近核实于来源:Waukesha County Community Development (Waukesha HOME Consortium)

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程
  • Household income below 80% of county area median. Home must be owner-occupied single-family attached or detached unit. After-rehab value below HUD limits per county (e.g., Waukesha $341,000; Washington $312,000; Ozaukee $343,000; Jefferson $254,000 existing / $312,000 new). Apply through a participating lender. Must complete HOME Consortium homebuyer counseling before DPA funds released. May be combined with other DPA programs. Forgiven over 5 years (20%/yr) if home remains primary residence. Serves Waukesha, Washington, Ozaukee, and Jefferson counties.
  • 位于Waukesha County的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭
  • Waukesha County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Waukesha County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$108,400
地区收入中位数,4人家庭(HUD,2026)

适用地区

Waukesha County的房屋

  • 69% 独栋
  • 6.2% 联排
  • 5.3% 2–4个单元
  • 19% 5+个单元
  • 0.6% 活动房屋及其他

$398,200

Waukesha County房屋价值中位数

48.3%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Waukesha County购房

如何申请

  1. 参加购房者教育课程

    项目要求在预留资金之前完成。

  2. 联系Waukesha County Community Development (Waukesha HOME Consortium)预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program是什么?

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program是面向Waukesha县,Wisconsin购房者的可免除贷款,由Waukesha County Community Development (Waukesha HOME Consortium)管理。 The Waukesha HOME Consortium (Waukesha, Washington, Ozaukee, and Jefferson Counties) offers a Purchase/Rehab Program providing two loans closed at home purchase: a Down Payment Assistance forgivable loan of up to $10,000 for down payment and/or closing costs, and a 0% interest deferred Homeowner Rehabilitation Loan up to $24,999. The DPA loan is forgiven at 20% per year over five years. Forgivable DPA loan up to $10,000 (down payment/closing costs); paired 0% deferred rehab loan up to $24,999. 资金来自HUD HOME Investment Partnerships Program。

提供多少援助?

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program提供最高$10,000的援助。 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Waukesha County Community Development (Waukesha HOME Consortium)决定。

需要偿还吗?

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:sale, transfer, or ceasing owner-occupancy before 5 years。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。 Household income below 80% of county area median. Home must be owner-occupied single-family attached or detached unit. After-rehab value below HUD limits per county (e.g., Waukesha $341,000; Washington $312,000; Ozaukee $343,000; Jefferson $254,000 existing / $312,000 new). Apply through a participating lender. Must complete HOME Consortium homebuyer counseling before DPA funds released. May be combined with other DPA programs. Forgiven over 5 years (20%/yr) if home remains primary residence. Serves Waukesha, Washington, Ozaukee, and Jefferson counties.

收入限制是多少?

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Annual household income below 80% of the area/county median income. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program的房价上限如下:After-rehab value must be below HUD limits per county (Waukesha $341,000; Ozaukee $343,000; Washington $312,000; Jefferson $254,000 existing / $312,000 new), effective 7/1/2023.

适用于哪些地区?

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program服务于在Waukesha县,Wisconsin购房的购房者。

如何申请?

Waukesha HOME Consortium Down Payment Assistance / Purchase-Rehab Program的申请通过Waukesha County Community Development (Waukesha HOME Consortium)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Waukesha County Community Development (Waukesha HOME Consortium)设定,并可能变化;申请前请在官方网站上确认。