WHEDA Easy Close Advantage DPA

WHEDA Easy Close Advantage DPA是面向Wisconsin购房者的需偿还的第二贷款，由Wisconsin Housing and Economic Development Authority (WHEDA)管理。 A second-mortgage DPA used with a WHEDA Advantage first mortgage: a 10-year fully amortizing second at the same rate as the first, min $1,000, max 6% of price. Up to 6% of purchase price. Covers down payment, closing & prepaids. Up to 100% financing. Statewide. Rate matches first mortgage. 资金来自State。

WHEDA Easy Close Advantage DPA按项目规定，提供相当于房价6%的援助。 该项目可与WHEDA Advantage Conventional、WHEDA Advantage FHA和WHEDA Tax Advantage MCC结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Wisconsin Housing and Economic Development Authority (WHEDA)决定。

WHEDA Easy Close Advantage DPA是需偿还的第二贷款，按Wisconsin Housing and Economic Development Authority (WHEDA)设定的条款偿还。 触发还款的情形：Monthly amortizing payments over 10-yr term和Paid in full when first mortgage pays off。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

WHEDA Easy Close Advantage DPA面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Determined by the WHEDA first mortgage (620 Conv / 640 FHA). 须参加购房者教育课程，由HUD-approved agency, WHEDA-approved PMI provider, eHomeAmerica, or Framework提供。 居住要求：Property must be in Wisconsin (no location restriction)。 2nd lien behind a WHEDA first mortgage; 10-yr amortizing with monthly payments; max HCLTV 105%.

WHEDA Easy Close Advantage DPA的收入限制如下：Same Total Household Compliance Income limits as the WHEDA first mortgage. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

WHEDA Easy Close Advantage DPA将房价上限设为$544,232。 符合条件的房屋类型包括Single Family、Condo、2-4 Unit和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

WHEDA Easy Close Advantage DPA服务于在Wisconsin任何地方购房的购房者。

WHEDA Easy Close Advantage DPA的申请通过Wisconsin Housing and Economic Development Authority (WHEDA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。