City of Morgantown Employee Down Payment Assistance Program (Morgantown Homecoming)

City of Morgantown Employee Down Payment Assistance Program (Morgantown Homecoming)是面向Morgantown，West Virginia购房者的可免除贷款，由Fairmont-Morgantown Housing Authority (FMHA) HomeOwnership Center, in partnership with the City of Morgantown管理。 An employer-based down payment assistance loan offered to City of Morgantown employees through the Fairmont-Morgantown Housing Authority's Morgantown Homecoming Program. FMHA's loan-options page lists the 'Employee Based Down Payment Loans (City of Morgantown)' as a currently available product. The companion WVU employee tier provides up to $5,000 at 0% interest as a forgivable loan over five years; specific terms for the City of Morgantown tier are not separately published. Forgivable employer-based down payment assistance loan for City of Morgantown employees purchasing in targeted near-campus neighborhoods. 资金来自City of Morgantown employer-sponsored down payment funds, administered via the FMHA Morgantown Homecoming Program (not federal HOME funds)。

City of Morgantown Employee Down Payment Assistance Program (Morgantown Homecoming)提供最高$5,000的援助。 该项目可与FMHA mortgage financing and other homebuyer services.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Fairmont-Morgantown Housing Authority (FMHA) HomeOwnership Center, in partnership with the City of Morgantown决定。

City of Morgantown Employee Down Payment Assistance Program (Morgantown Homecoming)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Home cannot be rented and must remain the owner's primary residence; a deed restriction is imposed to keep the home owner-occupied. Loan is forgiven over the term if owner-occupancy is maintained. 该援助以Second / deed restriction顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Morgantown Employee Down Payment Assistance Program (Morgantown Homecoming)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Not specified; subject to lender requirements. 须参加购房者教育课程，由FMHA HomeOwnership Center (8-hour homebuyer education class required under the Morgantown Homecoming Program)提供。 居住要求：Must purchase in targeted near-campus Morgantown neighborhoods (Wiles Hill, Greenmont, Woodburn, First Ward); applicant must be a City of Morgantown employee. Values shown ($5,000 / 0% / 5-year forgivable) are confirmed for the parallel WVU employee tier of the same Morgantown Homecoming Program and should be re-verified with FMHA before publishing. The WVU tier is currently OUT OF FUNDS; the City of Morgantown tier is listed without that note (currently active). Contact FMHA at 304-363-0860 to confirm.

City of Morgantown Employee Down Payment Assistance Program (Morgantown Homecoming)的收入限制如下：No income restrictions for the parallel WVU employee tier of the Morgantown Homecoming Program; income terms for the City of Morgantown employee tier are not separately published. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Morgantown Employee Down Payment Assistance Program (Morgantown Homecoming)可用于Single Family、Townhouse和2-4 Unit。 新建房屋符合条件。

City of Morgantown Employee Down Payment Assistance Program (Morgantown Homecoming)仅限City of Morgantown employees的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

City of Morgantown Employee Down Payment Assistance Program (Morgantown Homecoming)服务于在Morgantown，West Virginia购房的购房者。 该项目针对特定区域：Near-campus Morgantown neighborhoods: Wiles Hill, Greenmont, Woodburn, First Ward. 目标社区：Wiles Hill, Greenmont, Woodburn, First Ward。

City of Morgantown Employee Down Payment Assistance Program (Morgantown Homecoming)的申请通过Fairmont-Morgantown Housing Authority (FMHA) HomeOwnership Center, in partnership with the City of Morgantown办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-ready basis subject to fund availability; apply through FMHA HomeOwnership Center.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。