Habitat for Humanity of Laramie County Homeownership Program

Habitat for Humanity of Laramie County Homeownership Program是面向Cheyenne，Wyoming购房者的首付援助，由Habitat for Humanity of Laramie County管理。 Habitat for Humanity of Laramie County builds affordable homes for income-qualified partner families in the Cheyenne/Laramie County area. Partner families purchase their homes with an affordable, no-interest Habitat mortgage and by contributing 400 hours of sweat equity. Homeowners must contribute $2,500 in savings toward closing costs. Homeowner payments revolve back into building homes for new partner families. 0% interest mortgage on a newly built home. Affordable purchase price (sold at no profit). Sweat equity reduces cost. Homebuyer education and ongoing support. 资金来自Donations of money and materials, volunteer labor, homeowner mortgage payments (revolving)。

Habitat for Humanity of Laramie County Homeownership Program是首付援助，按Habitat for Humanity of Laramie County设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Laramie County Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No specific minimum published; credit history reviewed for ability to repay an affordable mortgage。 须参加购房者教育课程，由Habitat for Humanity of Laramie County homeownership classes提供。 0% interest Habitat mortgage on the home. Requires 400 hours of sweat equity; applicants must demonstrate housing need, willingness to partner, and ability to repay. Gaps: DTI, exact credit minimum, max purchase price, AMI dollar figures, term length, and lien position not published on the official site.

Habitat for Humanity of Laramie County Homeownership Program的收入限制如下：Household income must be between 30% and 80% of the area median income。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Laramie County Homeownership Program的房价上限如下：Homes sold to partner families at no profit。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of Laramie County Homeownership Program服务于在Cheyenne，Wyoming购房的购房者。

Habitat for Humanity of Laramie County Homeownership Program的申请通过Habitat for Humanity of Laramie County办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application/information-session intake; partner family selection预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。