本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:620 minimum FICO score.
- 完成购房者教育课程,由Wyoming Housing Network, Inc. (whninc.org).提供
- 居住要求:Owner-occupied, principal-residence requirement for 1 year.
- Income limits apply (county/family-size based). Distinct WCDA first-mortgage vehicle that delivers the Amortizing DPA and MCC.
- 位于Wyoming的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Wyoming的房屋Wyoming的房屋
- 67.8% 独栋独栋住宅
- 4.9% 联排联排别墅
- 6.4% 2–4个单元2–4个单元
- 9.2% 5+个单元公寓和共管公寓楼(5+个单元)
- 11.7% 活动房屋及其他活动房屋及其他
$309,700
Wyoming房屋价值中位数
49.1%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Wyoming Housing Network, Inc. (whninc.org).提供。
联系Wyoming Community Development Authority (WCDA)预留资金
资金通过Reserved through a WCDA participating lender.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
WCDA HFA Preferred Product是什么?
WCDA HFA Preferred Product是面向Statewide,Wyoming购房者的第一抵押贷款,由Wyoming Community Development Authority (WCDA)管理。 The WCDA HFA Preferred product is a conventional (Fannie Mae) first mortgage with mortgage insurance available to both previous and first-time homebuyers. It has no first-time-homebuyer requirement, a 620 minimum FICO, a one-year owner-occupancy requirement, and no purchase price limit (loan capped at the Fannie Mae limit). It can carry the Amortizing DPA second mortgage and be coupled with an MCC. No first-time-homebuyer requirement. Conventional financing with MI. Can carry the Amortizing DPA for down payment help. Can couple with MCC tax credit. No purchase price limit (up to Fannie Mae loan limit).
需要偿还吗?
WCDA HFA Preferred Product是第一抵押贷款,按Wyoming Community Development Authority (WCDA)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
WCDA HFA Preferred Product面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:620 minimum FICO score. 须参加购房者教育课程,由Wyoming Housing Network, Inc. (whninc.org).提供。 居住要求:Owner-occupied, principal-residence requirement for 1 year. Income limits apply (county/family-size based). Distinct WCDA first-mortgage vehicle that delivers the Amortizing DPA and MCC.
收入限制是多少?
WCDA HFA Preferred Product的收入限制如下:Adhere to income limits posted at wyomingcda.com/purchase-price-income-limts (vary by county and family size). No purchase price limit; maximum loan amount equals the Fannie Mae limit. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
适用于哪些地区?
WCDA HFA Preferred Product服务于在Statewide,Wyoming购房的购房者。
如何申请?
WCDA HFA Preferred Product的申请通过Wyoming Community Development Authority (WCDA)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved through a WCDA participating lender.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Wyoming购房者面向Wyoming购房者的其他项目
- FHLBank Des Moines Native American Homeownership Initiative (NAHI)最高$25,000
- FHLBank Des Moines Home$tart Down Payment Program最高$15,000
- WCDA Amortizing DPA Loan Product最高$15,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Wyoming的全部76个项目项目条款由Wyoming Community Development Authority (WCDA)设定,并可能变化;申请前请在官方网站上确认。