Essential Public Employee Program (EP2)

Essential Public Employee Program (EP2) هو قرض ثانٍ قابل للسداد لمشتري المنازل في Mandan، North Dakota، وتديره Lewis & Clark Development Group (operating as CommunityWorks North Dakota, NMLS #177084). The Essential Public Employee Program (EP2) provides down payment and closing cost assistance to North Dakota public and essential employees through a second-mortgage loan of up to $10,000 with interest rates as low as 4% for up to 10 years. Eligible employees include city, county, and state government workers, law enforcement, firefighters and first responders, school district employees, and medical/long-term care facility staff. EP2 can be used to meet down payment requirements or to avoid private mortgage insurance, and it works with any North Dakota bank or credit union. Up to $10,000 in down payment and closing cost assistance. Low fixed rate as low as 4%. Up to 10-year term. Can be used to avoid private mortgage insurance. Works with any ND bank or credit union. No income limit. يأتي التمويل من Lewis & Clark Development Group / CommunityWorks North Dakota revolving loan funds.

يقدم Essential Public Employee Program (EP2) مساعدة تصل إلى $10,000. مساهمة مشتري المنزل: Applicants must meet minimum down payment requirements; EP2 can also be used to avoid private mortgage insurance. يمكن الجمع بين البرنامج وA first mortgage from any North Dakota bank or credit union. المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ Lewis & Clark Development Group (operating as CommunityWorks North Dakota, NMLS #177084) هي التي تحدد أي مبلغ يُمنح لكل شخص.

Essential Public Employee Program (EP2) هو قرض ثانٍ قابل للسداد ويُسدَّد وفق الشروط التي تحددها Lewis & Clark Development Group (operating as CommunityWorks North Dakota, NMLS #177084). يُستحق السداد عند Repayable second-mortgage loan amortized over up to 10 years; repaid via monthly payments (and on sale/refinance per loan terms). تُسجَّل المساعدة في مرتبة الرهن: 2nd. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Essential Public Employee Program (EP2) مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. بشأن الائتمان، ينص البرنامج على: Not published; determined during application. شرط الإقامة: Borrower must be employed by a qualifying North Dakota public/essential employer; property in North Dakota. Eligibility based on qualifying public/essential employment (employer-restricted). Applicants must meet minimum down payment requirements. Credit score, DTI, income, purchase-price limits, and property eligibility not published and confirmed during application. Administered by Lewis & Clark Development Group under CommunityWorks North Dakota (NMLS #177084); housing director NMLS #180495.

يحدد Essential Public Employee Program (EP2) حد الدخل على النحو التالي: No income limit published; eligibility is based on qualifying public-employee status rather than income. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يمكن استخدام Essential Public Employee Program (EP2) لـSingle Family.

يذكر Essential Public Employee Program (EP2) المعلمين، ضباط إنفاذ القانون، رجال الإطفاء والعاملين في الرعاية الصحية ضمن الفئات التي يخدمها. البرنامج مقتصر أيضًا على موظفي City government; county government; state government; law enforcement officers and support staff; emergency services (professional and volunteer firefighters, professional and volunteer first-responders, and support staff); school districts (teachers, paraprofessionals, administration, support staff); medical or long-term care facilities; and others as determined by Lewis & Clark Development Group. ذِكر فئة هنا يعني أن البرنامج يذكرها، لا أن الانتماء إليها وحده يجعل المتقدم مستوفيًا للشروط؛ إذ تظل بقية قواعد الأهلية سارية.

يخدم Essential Public Employee Program (EP2) مشتري المنازل الذين يشترون في Mandan، North Dakota.

تُقدَّم طلبات Essential Public Employee Program (EP2) عبر Lewis & Clark Development Group (operating as CommunityWorks North Dakota, NMLS #177084)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر Applications handled directly by LCDG Housing Director; works with any North Dakota bank or credit union. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.