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Manufactured Home Loan

Alaska Housing Finance Corporation (AHFC) · Statewide, Alaska

Last verified
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Assistance

$175,000

The maximum the program publishes — not an offer

What is Manufactured Home Loan?

Manufactured Home Loan is a first mortgage for homebuyers in Statewide, Alaska, administered by Alaska Housing Finance Corporation (AHFC).

  • AHFC finances Type II manufactured homes located in mobile-home parks or on land but not on permanent foundations. (Type I manufactured homes permanently affixed to land are financed under most standard single-family AHFC loans instead.) Financing is available only under AHFC's My Home product.
  • Purchase financing for Type II manufactured homes.
  • Available for new and existing single- and double-wide units.
  • Statewide.
  • Funding comes from AHFC single-family loan funds.

How much assistance does it provide?

Manufactured Home Loan offers up to $175,000 in assistance.

  • The program can be combined with EEIRR rate reduction may apply if the unit can be energy-rated.
  • Amounts are the program's published maximums, not an offer — Alaska Housing Finance Corporation (AHFC) determines any individual award.

Do you have to pay it back?

Manufactured Home Loan is a first mortgage and is repaid under the terms set by Alaska Housing Finance Corporation (AHFC).

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Manufactured Home Loan is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • DRAFT (dpa-gap-finder 2026-06-11): pending review. Max loan: Type II on land $175,000; all other Type II $100,000. Not confirmed (blank): min_credit_score, max_dti, income limits, interest rate (My Home rate applies).

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What kind of home can it be used for?

Manufactured Home Loan can be used for Manufactured.

  • New construction is eligible.
  • Manufactured homes are eligible.

Where does it apply?

Manufactured Home Loan serves buyers purchasing in Statewide, Alaska.

How do you apply?

Applications for Manufactured Home Loan go through Alaska Housing Finance Corporation (AHFC), which publishes the current terms and the application steps on its own site.

  1. Contact Alaska Housing Finance Corporation (AHFC) to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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