Common questions about down payment assistance
Each answer is counted from the whole catalog — every active program Hey Prescott tracks across all 50 states and DC — and broken down state by state.
- Do you have to pay back down payment assistance?Forgivable programs: 798
- Do you have to be a first-time buyer to get down payment assistance?Programs with no first-time requirement: 757
- Can you combine down payment assistance programs?Stackable programs: 1495
- Do you need a homebuyer education class for down payment assistance?Programs requiring education: 2266
- What credit score do you need for down payment assistance?Programs publishing a minimum score: 1091
- Can you use down payment assistance on a manufactured home?Programs allowing manufactured homes: 523
- Can you use down payment assistance on new construction?Programs allowing new construction: 1723
- What are the income limits for down payment assistance?Programs publishing an income limit: 2598
- Is there a purchase price limit for down payment assistance?Programs publishing a price cap: 746
- What is recapture tax on down payment assistance?Programs with a recapture provision: 249
- When do you have to repay down payment assistance?Programs publishing a repayment trigger: 2094
- Can you use down payment assistance with an FHA loan?Programs naming FHA: 1576
- Can you use down payment assistance with a VA loan?Programs naming VA: 1335
- Can you use down payment assistance with a USDA loan?Programs naming USDA: 1269
- Can you use down payment assistance with a conventional loan?Programs naming conventional: 1702
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