Down payment assistance

Find down payment help where you’re buying.

Programs depend on the exact city and county. Start with where you want to live and we’ll show the ones that cover it.

Free · No SSN · No credit pull

2,000+
programs we track
598
cities with a program of their own
431
counties with their own
1,562
HUD counseling agenciesHUD-approved counseling agencies

How it’s organized

Help comes in layersHelp comes in layers. Most homebuyers can use more than one.

City · homes inside city limits
County · anywhere in the county
State · statewide, through lenders
Federal · VA, USDA and others

1 · CityYour city’s own programOnly for homes inside that city’s limits. 598 cities run one.
2 · CountyCounty programsFor any home in the county, including its cities.
3 · StateYour state’s housing agencyAvailable statewide, usually through approved lenders.
4 · FederalNationwide optionsVA, USDA and others, wherever you buy.

Free help from a person

Most programs ask for a homebuyer class. A HUD counselor teaches it.Most programs ask for a homebuyer class. A HUD-approved counselor teaches it.

Create a free account to find one near you.Create a free account to find a counselor near you, filter by language, and save the agencies you want to contact.

Find my counselor

Free account → 90-second match → your counselors

Find down payment help where you’re buying.

Help comes in layersHelp comes in layers. Most homebuyers can use more than one.

Browse by state

Most programs ask for a homebuyer class. A HUD counselor teaches it.Most programs ask for a homebuyer class. A HUD-approved counselor teaches it.

Cities that run their ownWhere the city adds its own help