Down payment assistance · Arkansas

Buying a home in Arkansas

18 programs: 9 statewide, the rest run by counties and 4 cities. What you can use depends on where the home is.18 programs across Arkansas: 9 statewide, the rest run by counties and 4 cities. What you can use depends on where the home is.

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Local help, prices and income limits differ county to county

County	Local programs	Median home value	Area median income (4 people)	Link
Pulaski	3	$214,700	$93,700	See Pulaski
Craighead	2	$210,400	$75,600	See Craighead
Jefferson	1	$113,400	$67,900	See Jefferson
Pope	1	$170,100	$75,100	See Pope
All 75 counties

Home values: Census ACS 2024 5-year. Income: HUD FY2026. Programs: Hey Prescott, verified June–September 2026.

Anywhere in Arkansas

9 statewide programs

Up to $20,000

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP)

Assistance grant · Forgiven over 5 yrs · Income limits · First-time

See details

Up to $12,000

Southern Bancorp Wealth Builders for Everyone Down Payment Assistance Program

Forgivable loan · Forgiven over 5 yrs · Income limits

See details

Up to $10,000

Arkansas Dream Downpayment Initiative (ADDI)

Forgivable loan · Forgiven over 5 yrs · Income limits · First-time

See details

Plus 62 nationwide programs. See them See nationwide programs

Free help from a person

15 HUD-approved counseling agencies in Arkansas15 HUD-approved housing counseling agencies in Arkansas

3 of the 9 statewide programs ask for a homebuyer class first. Create a free account to see who’s near you.3 of the 9 statewide programs ask for a homebuyer class first. Create a free account, take the 90-second match, and we’ll show the counselors near you.

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Income limitsIncome limits and price caps in ArkansasArea median income for all 75 counties, and the limit each program sets.See the limits

Arkansas questions

What is FHLB Dallas Homebuyer Equity Leverage Partnership (HELP)?

FHLB Dallas Homebuyer Equity Leverage Partnership (HELP), a assistance grant for first-time homebuyers (forgiven over 5 yrs, income limits), open anywhere in Arkansas and run by Federal Home Loan Bank of Dallas. Its page has the details and a link to the official site.

Which Arkansas counties run their own programs?

5 counties of 75 have a county or city program listed, among them Pulaski, Craighead, Jefferson and Pope. The table above lists them, and each county page has its own programs.

Do I need a homebuyer class in Arkansas?

Many programs ask for one. 3 of the 9 statewide programs list a homebuyer education requirement. HUD-approved housing counseling agencies teach them, often for free.

Can I use assistance on a Arkansas condo?

Each program sets which kinds of homes it accepts; the program’s page lists them where the agency publishes them.