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Chase Bank Homebuyer Grant

Chase Bank Homebuyer Grant is a grant for homebuyers in Statewide, California.

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The program asks for

  • The home is occupied as a primary residence
  • A completed homebuyer education course, through Required - HUD-approved homebuyer counseling
  • Sourced via Homebuyer Wallet (US20250001). $2,500 standard grant; $5,000 in DDA (Designated DPA Areas); $7,500 in CA majority-Black/Hispanic census tracts. Available in: AZ, CA, FL and other Chase footprint states. Owner-occupied primary residence only.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

How to apply

  1. Take a homebuyer education course

    Required by the program, through Required - HUD-approved homebuyer counseling.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Chase Bank Homebuyer Grant?

Chase Bank Homebuyer Grant is a grant for homebuyers in Statewide, California. Lender grant; tier varies by census tract: $2,500 standard, $5,000 DDA, $7,500 CA Black/Hispanic-majority tracts. No repayment. $2,500 - $7,500 grant for down payment and/or closing costs in eligible markets and majority-Black/Hispanic census tracts. No repayment required. This is a nationwide program, so it is available beyond a single state or city. Funding comes from JPMorgan Chase Bank.

Do you have to pay it back?

Chase Bank Homebuyer Grant is structured as a grant, so it is not repaid. Repayment is triggered by none (grant). Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Chase Bank Homebuyer Grant is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through Required - HUD-approved homebuyer counseling. Sourced via Homebuyer Wallet (US20250001). $2,500 standard grant; $5,000 in DDA (Designated DPA Areas); $7,500 in CA majority-Black/Hispanic census tracts. Available in: AZ, CA, FL and other Chase footprint states. Owner-occupied primary residence only.

What are the income limits?

Chase Bank Homebuyer Grant sets its income limit as follows: Per Chase program guidelines (LMI tracts and DDA areas). The limit applies to total household income, not only the borrower’s. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Chase Bank Homebuyer Grant can be used for Single-family, Condo, Townhouse, 2-4 unit owner-occupied.

Where does it apply?

Chase Bank Homebuyer Grant is a nationwide program, so it is not limited to one state. The program targets specific areas: Higher grants in DDAs and majority-Black/Hispanic census tracts.

How do you apply?

Applications for Chase Bank Homebuyer Grant go through the administering agency. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Program terms are set by the administering agency and can change; confirm on the official site before you apply.