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Chico Rancheria Housing Corporation Homebuyer Assistance

Statewide, California

Last verified
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Assistance

0.25%

Of the purchase price, as the program sets it

Repayment

Grant

Not repaid

What is Chico Rancheria Housing Corporation Homebuyer Assistance?

Chico Rancheria Housing Corporation Homebuyer Assistance is a grant for homebuyers in Statewide, California.

  • Tribal-priority down payment grant. Service area entire US. SFR or condo only.
  • Down payment grant up to 25% of approved loan, capped at $45,000. Paid directly to title company at closing.
  • Funding comes from Chico Rancheria Housing Corporation, federal Indian housing funds.

How much assistance does it provide?

Chico Rancheria Housing Corporation Homebuyer Assistance provides assistance worth 0.25% of the purchase price, as set by the program.

  • Amounts are the program's published maximums, not an offer — the administering agency determines any individual award.

Do you have to pay it back?

Chico Rancheria Housing Corporation Homebuyer Assistance is structured as a grant, so it is not repaid.

  • Repayment is triggered by none (grant).
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Chico Rancheria Housing Corporation Homebuyer Assistance is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through Required - homebuyer education program
  • Sourced via Homebuyer Wallet (NAT260051). First priority: low-income Indian applicants of the Mechoopda Indian Tribe of Chico Rancheria. Service area: anywhere in the United States. Must be first-time homebuyer (3-year lookback).

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Chico Rancheria Housing Corporation Homebuyer Assistance sets its income limit as follows: Low-income (priority for Mechoopda tribal members); funds may serve other low-income Indian applicants.

  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Chico Rancheria Housing Corporation Homebuyer Assistance can be used for Single-family, Condo.

Is there eligibility for specific groups?

Chico Rancheria Housing Corporation Homebuyer Assistance names American Indian and Alaska Native buyers among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Chico Rancheria Housing Corporation Homebuyer Assistance serves buyers purchasing in Statewide, California.

How do you apply?

Applications for Chico Rancheria Housing Corporation Homebuyer Assistance go through the administering agency.

  1. Take a homebuyer education course

    Required by the program, through Required - homebuyer education program.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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