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Great Nevada Mortgage Middle-Income Downpayment Assistance Grants

Statewide, California

Last verified
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Repayment

Grant

Not repaid

What is Great Nevada Mortgage Middle-Income Downpayment Assistance Grants?

Great Nevada Mortgage Middle-Income Downpayment Assistance Grants is a grant for homebuyers in Statewide, California.

  • FHLB-SF MDPA grant program; funds limited and high demand. No repayment.
  • Up to $50,000 grant via Federal Home Loan Bank of San Francisco (FHLBSF) WISH/MDPA programs. No repayment required. $10,000 minimum borrower contribution.
  • Funding comes from Federal Home Loan Bank of San Francisco.

Do you have to pay it back?

Great Nevada Mortgage Middle-Income Downpayment Assistance Grants is structured as a grant, so it is not repaid.

  • Repayment is triggered by none (grant, but FHLB-SF retention requirements may apply).
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Great Nevada Mortgage Middle-Income Downpayment Assistance Grants is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course, through Required - HUD-approved homebuyer counseling
  • Sourced via Homebuyer Wallet (US20250001). Must be first-time homebuyer (3-year lookback). $10,000 minimum borrower contribution from personal or gifted funds. Available in CA, AZ, NV.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Great Nevada Mortgage Middle-Income Downpayment Assistance Grants sets its income limit as follows: Middle-income household per FHLB-SF program guidelines.

  • The limit applies to total household income, not only the borrower’s.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Great Nevada Mortgage Middle-Income Downpayment Assistance Grants can be used for Single-family, Condo, Townhouse.

Where does it apply?

Great Nevada Mortgage Middle-Income Downpayment Assistance Grants serves buyers purchasing in Statewide, California.

How do you apply?

Applications for Great Nevada Mortgage Middle-Income Downpayment Assistance Grants go through the administering agency.

  1. Take a homebuyer education course

    Required by the program, through Required - HUD-approved homebuyer counseling.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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