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Guild Mortgage Doctor and Medical Professionals Program

Statewide, California

Last verified
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Repayment

Grant

Not repaid

What is Guild Mortgage Doctor and Medical Professionals Program?

Guild Mortgage Doctor and Medical Professionals Program is a grant for homebuyers in Statewide, California.

  • Doctor / dentist / medical-resident program. 100% LTV, no PMI, student-loan-friendly underwriting. Pairs with conventional first only.
  • Specialized mortgage program for medical doctors, dentists, podiatrists, residents, and fellows. Up to 100% LTV with no PMI. Treats student loan deferral and IBR plans favorably.

Do you have to pay it back?

Guild Mortgage Doctor and Medical Professionals Program is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Guild Mortgage Doctor and Medical Professionals Program is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Sourced via Homebuyer Wallet (NAT260047). Restricted to MD, DO, DDS, DMD, DPM, PhD residents/fellows in approved fields. Approved fields per Guild's guidelines.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What kind of home can it be used for?

Guild Mortgage Doctor and Medical Professionals Program can be used for Single-family, Condo, Townhouse.

Is there eligibility for specific groups?

Guild Mortgage Doctor and Medical Professionals Program names healthcare workers among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Guild Mortgage Doctor and Medical Professionals Program serves buyers purchasing in Statewide, California.

How do you apply?

Applications for Guild Mortgage Doctor and Medical Professionals Program go through the administering agency.

  1. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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