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Navy Federal Credit Union Military Choice Loan

Statewide, California

Last verified
See what you qualify for
Repayment

Grant

Not repaid

What is Navy Federal Credit Union Military Choice Loan?

Navy Federal Credit Union Military Choice Loan is a grant for homebuyers in Statewide, California.

  • Military Choice mortgage from Navy Federal. 100% LTV. No PMI. 30-year fixed.
  • 100% LTV first mortgage for active-duty military and qualifying veterans. No PMI, no down payment, lower funding fee than Homebuyers Choice. 30-year fixed.

Do you have to pay it back?

Navy Federal Credit Union Military Choice Loan is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Navy Federal Credit Union Military Choice Loan is open to buyers who will live in the home as their primary residence.

The program requires

  • The home is occupied as a primary residence
  • Sourced via Homebuyer Wallet (NT20250018). Restricted to active-duty military and qualifying veterans (eligibility specifically for those who have used VA loan benefit OR ineligible for VA). Membership in Navy Federal required.

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What kind of home can it be used for?

Navy Federal Credit Union Military Choice Loan can be used for Single-family, Condo, Townhouse.

Is there eligibility for specific groups?

Navy Federal Credit Union Military Choice Loan names veterans, active-duty service members, and reservists and National Guard members among the groups it serves.

  • Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Navy Federal Credit Union Military Choice Loan serves buyers purchasing in Statewide, California.

How do you apply?

Applications for Navy Federal Credit Union Military Choice Loan go through the administering agency.

  1. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  2. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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