Northern Circle Indian Housing Authority Down Payment Assistance

What is Northern Circle Indian Housing Authority Down Payment Assistance?

Northern Circle Indian Housing Authority Down Payment Assistance is a grant for homebuyers in Statewide, California.

• NCIHA-administered grant. Different from Wilton Rancheria specific program (also under NCIHA). Service area: anywhere tribal member purchases primary residence.
• Down payment grant for tribal members served by NCIHA (8 Northern California tribes including Cahto, Coyote Valley, Hopland, Manchester Point Arena, Pinoleville, Redwood Valley, Sherwood Valley, Wilton Rancheria).
• Funding comes from Northern Circle Indian Housing Authority.

Do you have to pay it back?

Northern Circle Indian Housing Authority Down Payment Assistance is structured as a grant, so it is not repaid.

• Repayment is triggered by none (grant).
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Northern Circle Indian Housing Authority Down Payment Assistance is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

Northern Circle Indian Housing Authority Down Payment Assistance sets its income limit as follows: Per NCIHA program guidelines.

• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Northern Circle Indian Housing Authority Down Payment Assistance can be used for Single-family, Condo, Townhouse, Manufactured (real property).

• Manufactured homes are eligible.

Is there eligibility for specific groups?

Northern Circle Indian Housing Authority Down Payment Assistance names American Indian and Alaska Native buyers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

Northern Circle Indian Housing Authority Down Payment Assistance serves buyers purchasing in Statewide, California.

How do you apply?

Applications for Northern Circle Indian Housing Authority Down Payment Assistance go through the administering agency.

1. 1

   Take a homebuyer education course

   Required by the program, through Required - 'Pathways' First Time Home Buyers workshop.

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.