U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door

U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door is a grant for homebuyers in Statewide, California. 50% off list price of HUD-owned homes in HUD-designated revitalization areas. Buyer signs second mortgage for the discount amount, forgiven after 3 years of owner-occupancy. 50% discount off list price of HUD-owned single-family homes in revitalization areas. Three-year owner-occupancy commitment required (silent second mortgage forgiven over 3 years). This is a nationwide program, so it is available beyond a single state or city. Funding comes from HUD.

U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door is structured as a grant, so it is not repaid. Repayment is triggered by sale, transfer, or non-occupancy within 3-year period. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door is open to homebuyers who will live in the home as their primary residence. Sourced via Homebuyer Wallet (NT20250002). Restricted to full-time law enforcement officers, pre-K-12 teachers, firefighters, and EMTs employed by federal/state/local/tribal government or accredited public school. Must serve same community where the GNND home is located. 3-year owner-occupancy commitment.

U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door sets its income limit as follows: None (eligibility based on profession). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door can be used for HUD-owned single-family.

U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door names educators, law enforcement officers, firefighters, and healthcare workers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door is a nationwide program, so it is not limited to one state.

Applications for U.S. Department of Housing and Urban Development (HUD) Good Neighbor Next Door go through the administering agency. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.