U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Home Loan Guarantee Program

U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Home Loan Guarantee Program is a grant for homebuyers in Statewide, California. HUD Section 184. Min down 1.25% (loans <= $50K) / 2.25% (over $50K). Available on/off trust land. Low fixed rates, low fees. HUD-guaranteed home mortgage product specifically for American Indian and Alaska Native families, federally-recognized Tribes, and Tribal Designated Housing Entities. Low down payment (1.25%-2.25%), low interest rates. This is a nationwide program, so it is available beyond a single state or city. Funding comes from HUD.

U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Home Loan Guarantee Program is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Home Loan Guarantee Program is open to homebuyers who will live in the home as their primary residence. A homebuyer education course is required, through Required - HUD-approved. Sourced via Homebuyer Wallet (NAT250037). Restricted to American Indian / Alaska Native, federally-recognized Tribes, Tribal Designated Housing Entities. Available on/off Indian Trust Land. Funding fee 1.5% (financed).

U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Home Loan Guarantee Program sets its income limit as follows: None (eligibility based on Native American membership). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Home Loan Guarantee Program can be used for Single-family, Condo, Townhouse, Manufactured (real property). Manufactured homes are eligible.

U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Home Loan Guarantee Program names American Indian and Alaska Native homebuyers among the groups it serves. Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Home Loan Guarantee Program is a nationwide program, so it is not limited to one state.

Applications for U.S. Department of Housing and Urban Development (HUD) Section 184 Indian Home Loan Guarantee Program go through the administering agency. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.