U.S. Department of the Interior Indian Affairs Down Payment Assistance

What is U.S. Department of the Interior Indian Affairs Down Payment Assistance?

U.S. Department of the Interior Indian Affairs Down Payment Assistance is a grant for homebuyers in Statewide, California.

• Federal grant via BIA. May fund down payment, repair, or replacement housing.
• Down payment grants for federally-recognized Native American tribal members through the U.S. Department of the Interior, Bureau of Indian Affairs (BIA) Housing Improvement Program (HIP).
• Funding comes from U.S. Department of the Interior, Bureau of Indian Affairs.

Do you have to pay it back?

U.S. Department of the Interior Indian Affairs Down Payment Assistance is structured as a grant, so it is not repaid.

• Repayment is triggered by none (grant).
• Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

U.S. Department of the Interior Indian Affairs Down Payment Assistance is open to first-time homebuyers and buyers who will live in the home as their primary residence.

What are the income limits?

U.S. Department of the Interior Indian Affairs Down Payment Assistance sets its income limit as follows: Per BIA HIP guidelines (low-income focus).

• The limit applies to total household income, not only the borrower’s.
• Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

U.S. Department of the Interior Indian Affairs Down Payment Assistance can be used for Single-family, Manufactured (real property).

• Manufactured homes are eligible.

Is there eligibility for specific groups?

U.S. Department of the Interior Indian Affairs Down Payment Assistance names American Indian and Alaska Native buyers among the groups it serves.

• Being named here means the program mentions the group, not that membership alone qualifies an applicant — the rest of the eligibility rules still apply.

Where does it apply?

U.S. Department of the Interior Indian Affairs Down Payment Assistance serves buyers purchasing in Statewide, California.

How do you apply?

Applications for U.S. Department of the Interior Indian Affairs Down Payment Assistance go through the administering agency.

1. 1

   Take a homebuyer education course

   Required by the program, through Required - HUD-approved.

2. 2

   Contact the administering agency to reserve funds

   Funds are reserved with the provider and are subject to availability.

3. 3

   Work with a lender who handles the program

   Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.