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Federal Home Loan Bank of Atlanta Workforce Housing Plus+

Florida

Last verified
See what you qualify forOfficial program site →
Income limit

120% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is Federal Home Loan Bank of Atlanta Workforce Housing Plus+?

Federal Home Loan Bank of Atlanta Workforce Housing Plus+ is a grant for homebuyers in Florida.

  • FHLBank Atlanta Workforce Housing Plus+ provides grants for households earning 80.01%-120% AMI who are typically above income limits for standard DPA programs. 2026 allocation: $20M. Must work with FHLBank Atlanta member institution.
  • Funding comes from Federal.

Do you have to pay it back?

Federal Home Loan Bank of Atlanta Workforce Housing Plus+ is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Federal Home Loan Bank of Atlanta Workforce Housing Plus+ is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • Must work with a FHLBank Atlanta member financial institution to access grant.

The program excludes

  • Households above 120% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Federal Home Loan Bank of Atlanta Workforce Housing Plus+ limits household income to 120% of the area median income, which varies by county and household size.

  • Households earning 80.01%-120% AMI — specifically for moderate-income buyers above standard DPA limits.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Federal Home Loan Bank of Atlanta Workforce Housing Plus+ can be used for Single Family, Condo, and Townhouse.

Where does it apply?

Federal Home Loan Bank of Atlanta Workforce Housing Plus+ serves buyers purchasing anywhere in Florida.

How do you apply?

Applications for Federal Home Loan Bank of Atlanta Workforce Housing Plus+ go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

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Federal Home Loan Bank of Atlanta Workforce Housing Plus+, explained

A short, free course on Federal Home Loan Bank of Atlanta Workforce Housing Plus+: what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

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