hey prescott.
See what you qualify for

Homes in Partnership

Orange County, Florida

Last verified
See what you qualify forOfficial program site →
Income limit

80% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is Homes in Partnership?

Homes in Partnership is a grant for homebuyers in Orange County, Florida.

  • Nonprofit homebuilder providing permanently affordable homes with built-in subsidy for eligible low-income buyers in Lake, Orange, Osceola, Seminole, and Sumter Counties. 0% deferred mortgage replaces traditional down payment.
  • Funding comes from Nonprofit.

Do you have to pay it back?

Homes in Partnership is structured as a grant, so it is not repaid.

  • Repayment is triggered by Sale, Refinance, and Transfer of Title.
  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Homes in Partnership is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course

The program excludes

  • Households above 80% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Homes in Partnership limits household income to 80% of the area median income, which varies by county and household size.

  • Income at or below 80% AMI. Serves Lake, Orange, Osceola, Seminole, and Sumter counties.
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Homes in Partnership can be used for Single Family.

Where does it apply?

Homes in Partnership serves buyers purchasing in Orange County, Florida.

How do you apply?

Applications for Homes in Partnership go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

Other programs in Orange County, Florida

See every program in Orange County, Florida →

90-second match

Not sure which you qualify for?

Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.

Find my programs