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County programGrant

Homes in Partnership

Homes in Partnership is a grant for homebuyers in Orange County, Florida.

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The program asks for

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course
  • A home in Orange County

It doesn’t cover

  • Households above 80% of area median income
  • Homes outside Orange County

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

Income limit

80% of Orange County’s area median income

HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.

$97,600
Area median income, 4-person household (HUD, 2026)

Where it applies

Orange County’s homes

  • 54.1% single-family
  • 7.5% townhouse
  • 5.3% 2–4 units
  • 29.9% 5+ units
  • 3.2% mobile & other

A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.

$390,100

Orange County median home value

26.1%

built before 1980

U.S. Census Bureau, ACS 2024 5-year. More about buying in Orange County

How to apply

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Questions about this program

What is Homes in Partnership?

Homes in Partnership is a grant for homebuyers in Orange County, Florida. Nonprofit homebuilder providing permanently affordable homes with built-in subsidy for eligible low-income buyers in Lake, Orange, Osceola, Seminole, and Sumter Counties. 0% deferred mortgage replaces traditional down payment. Funding comes from Nonprofit.

Do you have to pay it back?

Homes in Partnership is structured as a grant, so it is not repaid. Repayment is triggered by Sale, Refinance, and Transfer of Title. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Homes in Partnership is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required.

What are the income limits?

Homes in Partnership limits household income to 80% of the area median income, which varies by county and household size. Income at or below 80% AMI. Serves Lake, Orange, Osceola, Seminole, and Sumter counties. Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Homes in Partnership can be used for Single Family.

Where does it apply?

Homes in Partnership serves homebuyers purchasing in Orange County, Florida.

How do you apply?

Applications for Homes in Partnership go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.

Also for Orange County homebuyers

Whether two programs can be combined is up to each agency. Ask before you apply.

All 87 programs for Orange County

Program terms are set by the administering agency and can change; confirm on the official site before you apply.