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Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler)

Volusia County, Florida

Last verified
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Income limit

120% AMI

Of area median income; varies by county and household size

Repayment

Grant

Not repaid

What is Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler)?

Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) is a grant for homebuyers in Volusia County, Florida.

  • Mid-Florida Housing Partnership is a HUD-approved nonprofit that administers SHIP programs and provides free homebuyer counseling in Volusia and Flagler counties. Required for Volusia/Flagler SHIP applications.
  • Funding comes from Nonprofit.

Do you have to pay it back?

Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) is structured as a grant, so it is not repaid.

  • Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.

Who qualifies?

Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) is open to first-time homebuyers and buyers who will live in the home as their primary residence.

The program requires

  • First-time homebuyer — the program sets its own definition
  • The home is occupied as a primary residence
  • A completed homebuyer education course

The program excludes

  • Households above 120% of area median income

These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.

What are the income limits?

Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) limits household income to 120% of the area median income, which varies by county and household size.

  • Serves buyers applying for Volusia and Flagler County SHIP programs (up to 120% AMI).
  • Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.

What kind of home can it be used for?

Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) can be used for Single Family, Condo, and Townhouse.

Where does it apply?

Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) serves buyers purchasing in Volusia County, Florida.

How do you apply?

Applications for Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) go through the administering agency, which publishes the current terms and the application steps on its own site.

  1. Take a homebuyer education course

    Required by the program before funds are reserved.

  2. Contact the administering agency to reserve funds

    Funds are reserved with the provider and are subject to availability.

  3. Work with a lender who handles the program

    Hey Prescott is not a lender and does not accept applications; this page describes the program so a buyer can take it to a lender or housing counselor.

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Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler), explained

A short, free course on Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler): what it is, who it is for, whether it has to be paid back, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

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