Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler)
Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) is a grant for homebuyers in Volusia County, Florida.
The program asks for
- First-time homebuyer — the program sets its own definition
- The home is occupied as a primary residence
- A completed homebuyer education course
- A home in Volusia County
It doesn’t cover
- Households above 120% of area median income
- Homes outside Volusia County
These are the program's own published rules, not a decision about any individual — the administering agency and a lender determine who actually qualifies.
Income limit
120% of Volusia County’s area median income
HUD sets the area median income each year. The limit changes with household size, so a family of five has a higher limit than a single homebuyer.
Where it applies
Volusia County’s homesVolusia County’s homes, and the ones this program accepts
- 64.5% single-familysingle-family
- 4.2% townhousetownhouse
- 4.7% 2–4 units2–4 units
- 18.4% 5+ unitscondo & apartment buildings (5+ units)
- 8.1% mobile & othermobile home & other
A tick marks a kind of home the program’s record lists. The agency confirms it for the home you choose.
$313,000
Volusia County median home value
35.1%
built before 1980
U.S. Census Bureau, ACS 2024 5-year. More about buying in Volusia County
How to apply
How to applyThree steps, in this order
Take a homebuyer education course
Required by the program before funds are reserved.
Contact the administering agency to reserve funds
Funds are reserved with the provider and are subject to availability.
Work with a lender who handles the program
Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Questions about this program
What is Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler)?
Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) is a grant for homebuyers in Volusia County, Florida. Mid-Florida Housing Partnership is a HUD-approved nonprofit that administers SHIP programs and provides free homebuyer counseling in Volusia and Flagler counties. Required for Volusia/Flagler SHIP applications. Funding comes from Nonprofit.
Do you have to pay it back?
Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) is structured as a grant, so it is not repaid. Forgiveness and repayment terms are set by the program and can change — confirm them on the official program page before applying.
Who qualifies?
Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) is open to first-time homebuyers and homebuyers who will live in the home as their primary residence. "First-time homebuyer" usually means not having owned a home in the last three years, but the program sets its own definition. A homebuyer education course is required.
What are the income limits?
Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) limits household income to 120% of the area median income, which varies by county and household size. Serves buyers applying for Volusia and Flagler County SHIP programs (up to 120% AMI). Area median income figures are published by HUD and updated annually, so check the current table for the county before relying on a number.
What kind of home can it be used for?
Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) can be used for Single Family, Condo, and Townhouse.
Where does it apply?
Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) serves homebuyers purchasing in Volusia County, Florida.
How do you apply?
Applications for Mid-Florida Housing Partnership SHIP Administration (Volusia/Flagler) go through the administering agency, which publishes the current terms and the application steps on its own site. Hey Prescott is not a lender and does not accept applications; this page describes the program so a homebuyer can take it to a lender or housing counselor.
Also for Volusia County homebuyersOther programs open to Volusia County homebuyers
- Habitat for Humanity of Volusia CountyGrant
- Volusia County Homebuyer Assistance Program (SHIP)Deferred
- Florida Hometown HeroesUp to $35,000
Whether two programs can be combined is up to each agency. Ask before you apply.
All 87 programs for Volusia CountyProgram terms are set by the administering agency and can change; confirm on the official site before you apply.